Is DDVAX or SCHD a better dividend investment in 2026?

DDVAX currently yields 27.26% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: DDVAX offers higher current income.

What is the dividend yield difference between DDVAX and SCHD?

DDVAX has a forward dividend yield of 27.26% ($3.24/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 23.80 percentage points.

Home › Compare › DDVAX vs SCHD

DDVAX vs SCHD: Dividend Comparison 2026

DDVAX yields 27.26% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DDVAX wins by $83.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

DDVAX

● Live price

27.26%

Share price

$11.90

Annual div

$3.24

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$112.9K

Annual income

$13,737.13

Full DDVAX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — DDVAX vs SCHD

📍 DDVAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	DDVAX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, DDVAX + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

DDVAX pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DDVAX

Annual income on $10K today (after 15% tax)

$2,317.14/yr

After 10yr DRIP, annual income (after tax)

$11,676.56/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, DDVAX beats the other by $11,314.50/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of DDVAX + SCHD for your $10,000?

DDVAX: 50%SCHD: 50%

100% SCHD50/50100% DDVAX

Portfolio after 10yr

$70.9K

Annual income

$7,081.53/yr

Blended yield

9.98%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DDVAX buys

SCHD buys

No recent congressional trades found for DDVAX or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricDDVAXSCHD

Forward yield	27.26% ✓	3.46%
Annual dividend / share	$3.24 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$112.9K ✓	$29.0K
Annual income after 10y	$13,737.13 ✓	$425.95
Total dividends collected	$74.1K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: DDVAX vs SCHD ($10,000, DRIP)

Year	DDVAX Portfolio	DDVAX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$13,426	$2,726.05	$11,226	$346.36	+$2.2K → DDVAX
2	$17,786	$3,420.57	$12,572	$357.38	+$5.2K → DDVAX
3	$23,267	$4,235.02	$14,046	$367.84	+$9.2K → DDVAX
4	$30,073	$5,177.43	$15,660	$377.73	+$14.4K → DDVAX
5	$38,432	$6,254.17	$17,425	$387.07	+$21.0K → DDVAX
6	$48,592	$7,469.75	$19,354	$395.86	+$29.2K → DDVAX
7	$60,820	$8,826.62	$21,461	$404.13	+$39.4K → DDVAX
8	$75,402	$10,325.07	$23,762	$411.89	+$51.6K → DDVAX
9	$92,644	$11,963.23	$26,272	$419.15	+$66.4K → DDVAX
10	$112,866	$13,737.13	$29,010	$425.95	+$83.9K → DDVAX

DDVAX vs SCHD: Complete Analysis 2026

DDVAX — Stock

Under normal circumstances, the fund will invest at least 80% of its net assets, plus the amount of any borrowings for investment purposes, in securities of large-capitalization companies (the 80% policy). It invests primarily in securities of large-capitalization companies that the Manager believes have long-term capital appreciation potential. The fund's advisor currently defines large-capitalization stocks as those with market capitalizations of $5 billion or greater at the time of purchase.

Full DDVAX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.