HomeCompareDECT vs SPHD

DECT vs SPHD: Dividend Comparison 2026

DECT yields 0.39% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $6.3K in total portfolio value
10 years
DECT
DECT
● Live price
0.39%
Share price
$35.47
Annual div
$0.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.2K
Annual income
$40.00
Full DECT calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — DECT vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDECTSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, DECT + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DECT pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DECT
Annual income on $10K today (after 15% tax)
$33.15/yr
After 10yr DRIP, annual income (after tax)
$34.00/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $451.62/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DECT + SPHD for your $10,000?

DECT: 50%SPHD: 50%
100% SPHD50/50100% DECT
Portfolio after 10yr
$23.4K
Annual income
$305.66/yr
Blended yield
1.31%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DECT buys
0
SPHD buys
0
No recent congressional trades found for DECT or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDECTSPHD
Forward yield0.39%4.33%
Annual dividend / share$0.14$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.2K$26.5K
Annual income after 10y$40.00$571.32
Total dividends collected$395.00$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: DECT vs SPHD ($10,000, DRIP)

YearDECT PortfolioDECT Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,739$39.00$11,133$432.85$394.00SPHD
2$11,530$39.14$12,363$450.36$833.00SPHD
3$12,376$39.27$13,695$467.39$1.3KSPHD
4$13,282$39.40$15,138$483.90$1.9KSPHD
5$14,251$39.51$16,697$499.88$2.4KSPHD
6$15,288$39.62$18,382$515.31$3.1KSPHD
7$16,398$39.73$20,198$530.17$3.8KSPHD
8$17,586$39.82$22,157$544.46$4.6KSPHD
9$18,857$39.91$24,266$558.18$5.4KSPHD
10$20,217$40.00$26,536$571.32$6.3KSPHD

DECT vs SPHD: Complete Analysis 2026

DECTStock

The fund seeks to match, at the end of the outcome period, the share price returns of the SPDR S&P 500 ETF Trust (the underlying ETF), up to a specified upside cap, while providing a buffer against the first 10% of underlying ETF losses. The cap and the buffer will be reduced after taking into account management fees and other fund fees and expenses.

Full DECT Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.