HomeCompareDECW vs VYM

DECW vs VYM: Dividend Comparison 2026

DECW yields 1.08% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $6.6K in total portfolio value
10 years
DECW
DECW
● Live price
1.08%
Share price
$32.97
Annual div
$0.36
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.2K
Annual income
$116.05
Full DECW calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — DECW vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDECWVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, DECW + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DECW pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DECW
Annual income on $10K today (after 15% tax)
$91.95/yr
After 10yr DRIP, annual income (after tax)
$98.64/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, VYM beats the other by $138.13/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DECW + VYM for your $10,000?

DECW: 50%VYM: 50%
100% VYM50/50100% DECW
Portfolio after 10yr
$24.5K
Annual income
$197.29/yr
Blended yield
0.80%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DECW buys
0
VYM buys
0
No recent congressional trades found for DECW or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDECWVYM
Forward yield1.08%2.41%
Annual dividend / share$0.36$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.2K$27.8K
Annual income after 10y$116.05$278.55
Total dividends collected$1.1K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: DECW vs VYM ($10,000, DRIP)

YearDECW PortfolioDECW Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$10,808$108.18$11,151$241.44$343.00VYM
2$11,674$109.27$12,413$246.79$739.00VYM
3$12,602$110.31$13,794$251.79$1.2KVYM
4$13,595$111.28$15,306$256.47$1.7KVYM
5$14,659$112.20$16,960$260.84$2.3KVYM
6$15,798$113.06$18,768$264.92$3.0KVYM
7$17,018$113.88$20,745$268.71$3.7KVYM
8$18,324$114.65$22,905$272.24$4.6KVYM
9$19,722$115.37$25,265$275.51$5.5KVYM
10$21,218$116.05$27,842$278.55$6.6KVYM

DECW vs VYM: Complete Analysis 2026

DECWStock

The fund seeks to match, at the end of the outcome period, the share price returns of the SPDR S&P 500 ETF Trust (the underlying ETF), up to a specified upside cap, while providing a buffer against the first 20% of underlying ETF losses. The cap and the buffer will be reduced after taking into account management fees and other fund fees and expenses.

Full DECW Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.