Is DFCF or DGRO a better dividend investment in 2026?

DFCF currently yields 4.50% with a 5% 5-year dividend growth rate. DGRO yields 2.13% with 9.5% growth. The better choice depends on your goal: DFCF offers higher current income.

What is the dividend yield difference between DFCF and DGRO?

DFCF has a forward dividend yield of 4.50% ($1.90/share annually). DGRO yields 2.13% ($1.47/share annually). The yield gap is 2.37 percentage points.

Home › Compare › DFCF vs DGRO

DFCF vs DGRO: Dividend Comparison 2026

DFCF yields 4.50% · DGRO yields 2.13%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DGRO wins by $4.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

DFCF

● Live price

4.50%

Share price

$42.18

Annual div

$1.90

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.9K

Annual income

$601.00

Full DFCF calculator →

DGRO

iShares Core Dividend Growth ETF

● Live price

2.13%

Share price

$68.98

Annual div

$1.47

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.6K

Annual income

$239.96

Full DGRO calculator →

Portfolio growth — DFCF vs DGRO

📍 DGRO pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	DFCF	DGRO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, DFCF + DGRO cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

DFCF pays

DGRO pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DFCF

Annual income on $10K today (after 15% tax)

$382.79/yr

After 10yr DRIP, annual income (after tax)

$510.85/yr

DGRO

Annual income on $10K today (after 15% tax)

$181.24/yr

After 10yr DRIP, annual income (after tax)

$203.97/yr

At 15% tax rate, DFCF beats the other by $306.88/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DFCF + DGRO for your $10,000?

DFCF: 50%DGRO: 50%

100% DGRO50/50100% DFCF

Portfolio after 10yr

$29.2K

Annual income

$420.48/yr

Blended yield

1.44%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DFCF buys

DGRO buys

No recent congressional trades found for DFCF or DGRO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricDFCFDGRO

Forward yield	4.50% ✓	2.13%
Annual dividend / share	$1.90 ✓	$1.47
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.9K	$31.6K ✓
Annual income after 10y	$601.00 ✓	$239.96
Total dividends collected	$5.3K ✓	$2.3K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: DFCF vs DGRO ($10,000, DRIP)

Year	DFCF Portfolio	DFCF Income/yr	DGRO Portfolio	DGRO Income/yr	Gap
1← crossover	$11,150	$450.34	$11,293	$213.22	$143.00 → DGRO
2	$12,400	$469.30	$12,730	$217.32	$330.00 → DGRO
3	$13,756	$487.76	$14,326	$221.10	$570.00 → DGRO
4	$15,225	$505.69	$16,098	$224.56	$873.00 → DGRO
5	$16,813	$523.06	$18,064	$227.74	$1.3K → DGRO
6	$18,530	$539.86	$20,246	$230.65	$1.7K → DGRO
7	$20,383	$556.06	$22,666	$233.30	$2.3K → DGRO
8	$22,382	$571.65	$25,349	$235.73	$3.0K → DGRO
9	$24,535	$586.63	$28,325	$237.94	$3.8K → DGRO
10	$26,854	$601.00	$31,624	$239.96	$4.8K → DGRO

DFCF vs DGRO: Complete Analysis 2026

DFCF — Stock

Under normal circumstances, at least 80% of the Portfolio’s net assets will be invested in fixed income securities considered to be investment grade quality. The Portfolio primarily invests in securities that mature within twenty years from the date of settlement. The Portfolio will generally maintain a weighted average duration of no more than one quarter year greater than, and no less than one year below, the weighted average duration of the Portfolio’s benchmark, the Bloomberg U.S. Aggregate Bond Index.

Full DFCF Calculator →

DGRO — ETF

The iShares Core Dividend Growth ETF seeks to track the investment results of an index composed of U.S. equities with a history of consistently growing dividends.

Full DGRO Calculator →

📬

Get this DFCF vs DGRO comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

DFCF vs SCHD DFCF vs JEPI DFCF vs O DFCF vs KO DFCF vs MAIN DFCF vs VIG DFCF vs NOBL DFCF vs VYM

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.