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DFCIX vs SCHD: Dividend Comparison 2026

DFCIX yields 12.44% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DFCIX wins by $16.4K in total portfolio value
10 years
DFCIX
DFCIX
● Live price
12.44%
Share price
$16.08
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.4K
Annual income
$2,699.72
Full DFCIX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — DFCIX vs SCHD

📍 DFCIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDFCIXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, DFCIX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DFCIX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DFCIX
Annual income on $10K today (after 15% tax)
$1,057.21/yr
After 10yr DRIP, annual income (after tax)
$2,294.76/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, DFCIX beats the other by $1,932.70/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DFCIX + SCHD for your $10,000?

DFCIX: 50%SCHD: 50%
100% SCHD50/50100% DFCIX
Portfolio after 10yr
$37.2K
Annual income
$1,562.83/yr
Blended yield
4.20%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DFCIX buys
0
SCHD buys
0
No recent congressional trades found for DFCIX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDFCIXSCHD
Forward yield12.44%3.46%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$45.4K$29.0K
Annual income after 10y$2,699.72$425.95
Total dividends collected$19.5K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: DFCIX vs SCHD ($10,000, DRIP)

YearDFCIX PortfolioDFCIX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,944$1,243.78$11,226$346.36+$718.00DFCIX
2$14,168$1,388.36$12,572$357.38+$1.6KDFCIX
3$16,699$1,539.19$14,046$367.84+$2.7KDFCIX
4$19,564$1,695.46$15,660$377.73+$3.9KDFCIX
5$22,789$1,856.34$17,425$387.07+$5.4KDFCIX
6$26,406$2,020.96$19,354$395.86+$7.1KDFCIX
7$30,442$2,188.45$21,461$404.13+$9.0KDFCIX
8$34,931$2,357.96$23,762$411.89+$11.2KDFCIX
9$39,905$2,528.65$26,272$419.15+$13.6KDFCIX
10$45,398$2,699.72$29,010$425.95+$16.4KDFCIX

DFCIX vs SCHD: Complete Analysis 2026

DFCIXStock

The investment seeks long-term capital appreciation. The fund invests primarily in common stocks of growth-oriented companies that the manager believes have long-term capital appreciation potential and expects to grow faster than the U.S. economy. Under normal circumstances, the fund invests at least 80% of its net assets, plus the amount of any borrowings for investment purposes, in equity securities of small- and mid-capitalization companies (80% policy).

Full DFCIX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.