HomeCompareDFILF vs VYM

DFILF vs VYM: Dividend Comparison 2026

DFILF yields 3.11% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DFILF wins by $496.66M in total portfolio value
10 years
DFILF
DFILF
● Live price
3.11%
Share price
$4.50
Annual div
$0.14
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$496.69M
Annual income
$467,806,312.66
Full DFILF calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — DFILF vs VYM

📍 DFILF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDFILFVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, DFILF + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DFILF pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DFILF
Annual income on $10K today (after 15% tax)
$264.44/yr
After 10yr DRIP, annual income (after tax)
$397,635,365.76/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, DFILF beats the other by $397,635,128.99/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DFILF + VYM for your $10,000?

DFILF: 50%VYM: 50%
100% VYM50/50100% DFILF
Portfolio after 10yr
$248.36M
Annual income
$233,903,295.60/yr
Blended yield
94.18%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DFILF buys
0
VYM buys
0
No recent congressional trades found for DFILF or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDFILFVYM
Forward yield3.11%2.41%
Annual dividend / share$0.14$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$496.69M$27.8K
Annual income after 10y$467,806,312.66$278.55
Total dividends collected$494.56M$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: DFILF vs VYM ($10,000, DRIP)

YearDFILF PortfolioDFILF Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,322$622.22$11,151$241.44+$171.00DFILF
2$13,432$1,316.81$12,413$246.79+$1.0KDFILF
3$17,292$2,919.88$13,794$251.79+$3.5KDFILF
4$25,528$7,026.21$15,306$256.47+$10.2KDFILF
5$46,704$19,388.87$16,960$260.84+$29.7KDFILF
6$116,276$66,302.86$18,768$264.92+$97.5KDFILF
7$432,958$308,541.86$20,745$268.71+$412.2KDFILF
8$2,610,671$2,147,406.84$22,905$272.24+$2.59MDFILF
9$26,996,322$24,202,903.56$25,265$275.51+$26.97MDFILF
10$496,692,377$467,806,312.66$27,842$278.55+$496.66MDFILF

DFILF vs VYM: Complete Analysis 2026

DFILFStock

DFI Retail Group Holdings Limited operates as a retailer in Asia. The company operates through five segments: Food, Health and Beauty, Home Furnishings, Restaurants, and Other Retailing. It primarily operates supermarkets and hypermarkets under the Wellcome, Yonghui, CS Fresh, MarketPlace, Giant, Hero, Mercato, Oliver's, 3hreesixty, San Miu, Jasons, and Lucky brands; and convenience stores under the 7-Eleven brand. The company also operates health and beauty stores under the Mannings, Guardian, and GNC brands; and home furnishings stores under the IKEA brand, as well as restaurants under the Maxim's brand. As of December 31, 2021, it operated 10,286 outlets in 12 Asian markets and territories. The company was formerly known as Dairy Farm International Holdings Limited and changed its name to DFI Retail Group Holdings Limited in May 2022. DFI Retail Group Holdings Limited was incorporated in 1886 and is based in Quarry Bay, Hong Kong. DFI Retail Group Holdings Limited is a subsidiary of Jardine Strategic Holdings Limited.

Full DFILF Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
📬

Get this DFILF vs VYM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

DFILF vs SCHDDFILF vs JEPIDFILF vs ODFILF vs KODFILF vs MAINDFILF vs VIGDFILF vs DGRODFILF vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.