Is DFIP or DVY a better dividend investment in 2026?

DFIP currently yields 4.24% with a 5% 5-year dividend growth rate. DVY yields 3.50% with 5% growth. The better choice depends on your goal: DFIP offers higher current income.

What is the dividend yield difference between DFIP and DVY?

DFIP has a forward dividend yield of 4.24% ($1.77/share annually). DVY yields 3.50% ($5.25/share annually). The yield gap is 0.74 percentage points.

Home › Compare › DFIP vs DVY

DFIP vs DVY: Dividend Comparison 2026

DFIP yields 4.24% · DVY yields 3.50%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DFIP wins by $1.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

DFIP

● Live price

4.24%

Share price

$41.74

Annual div

$1.77

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.4K

Annual income

$555.70

Full DFIP calculator →

DVY

● Live price

3.50%

Share price

$150.03

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$437.78

Full DVY calculator →

Portfolio growth — DFIP vs DVY

📍 DFIP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	DFIP	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, DFIP + DVY cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

DFIP pays

DVY pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DFIP

Annual income on $10K today (after 15% tax)

$359.98/yr

After 10yr DRIP, annual income (after tax)

$472.35/yr

DVY

Annual income on $10K today (after 15% tax)

$297.17/yr

After 10yr DRIP, annual income (after tax)

$372.11/yr

At 15% tax rate, DFIP beats the other by $100.23/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of DFIP + DVY for your $10,000?

DFIP: 50%DVY: 50%

100% DVY50/50100% DFIP

Portfolio after 10yr

$25.7K

Annual income

$496.74/yr

Blended yield

1.93%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DFIP buys

DVY buys

No recent congressional trades found for DFIP or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricDFIPDVY

Forward yield	4.24% ✓	3.50%
Annual dividend / share	$1.77	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.4K ✓	$25.1K
Annual income after 10y	$555.70 ✓	$437.78
Total dividends collected	$4.9K ✓	$4.0K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: DFIP vs DVY ($10,000, DRIP)

Year	DFIP Portfolio	DFIP Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$11,124	$423.51	$11,050	$349.62	+$74.00 → DFIP
2	$12,342	$440.27	$12,184	$361.04	+$158.00 → DFIP
3	$13,663	$456.55	$13,409	$372.07	+$254.00 → DFIP
4	$15,092	$472.34	$14,730	$382.68	+$362.00 → DFIP
5	$16,636	$487.60	$16,154	$392.89	+$482.00 → DFIP
6	$18,303	$502.32	$17,688	$402.69	+$615.00 → DFIP
7	$20,100	$516.50	$19,338	$412.07	+$762.00 → DFIP
8	$22,037	$530.12	$21,113	$421.04	+$924.00 → DFIP
9	$24,123	$543.18	$23,020	$429.61	+$1.1K → DFIP
10	$26,367	$555.70	$25,070	$437.78	+$1.3K → DFIP

DFIP vs DVY: Complete Analysis 2026

DFIP — Stock

Under normal circumstances, at least 80% of the Portfolio’s net assets will be invested in inflation-protected securities. Generally, the Portfolio will purchase inflation-protected securities with maturities between five and twenty years from the date of settlement. Under normal circumstances, when determining its duration, the Portfolio will consider an average duration similar to its benchmark, the Bloomberg U.S. TIPS Index.

Full DFIP Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.