HomeCompareDFIV vs VYM

DFIV vs VYM: Dividend Comparison 2026

DFIV yields 2.71% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $4.1K in total portfolio value
10 years
DFIV
DFIV
● Live price
2.71%
Share price
$52.41
Annual div
$1.42
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.7K
Annual income
$322.33
Full DFIV calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — DFIV vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDFIVVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, DFIV + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DFIV pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DFIV
Annual income on $10K today (after 15% tax)
$230.08/yr
After 10yr DRIP, annual income (after tax)
$273.98/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, DFIV beats the other by $37.21/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of DFIV + VYM for your $10,000?

DFIV: 50%VYM: 50%
100% VYM50/50100% DFIV
Portfolio after 10yr
$25.8K
Annual income
$300.43/yr
Blended yield
1.16%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DFIV buys
0
VYM buys
0
No recent congressional trades found for DFIV or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDFIVVYM
Forward yield2.71%2.41%
Annual dividend / share$1.42$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.7K$27.8K
Annual income after 10y$322.33$278.55
Total dividends collected$3.0K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: DFIV vs VYM ($10,000, DRIP)

YearDFIV PortfolioDFIV Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$10,971$270.69$11,151$241.44$180.00VYM
2$12,016$277.53$12,413$246.79$397.00VYM
3$13,141$284.10$13,794$251.79$653.00VYM
4$14,352$290.37$15,306$256.47$954.00VYM
5$15,653$296.37$16,960$260.84$1.3KVYM
6$17,050$302.09$18,768$264.92$1.7KVYM
7$18,551$307.54$20,745$268.71$2.2KVYM
8$20,163$312.72$22,905$272.24$2.7KVYM
9$21,892$317.65$25,265$275.51$3.4KVYM
10$23,747$322.33$27,842$278.55$4.1KVYM

DFIV vs VYM: Complete Analysis 2026

DFIVStock

The Advisor buys and sells securities for the Portfolio with the goals of: (i) delaying and minimizing the realization of net capital gains (e.g., selling stocks with capital losses to offset gains, realized or anticipated); and (ii) maximizing the extent to which any realized net capital gains are long-term in nature (i.e., taxable at lower capital gains tax rates). The fund is designed to generally purchase securities of large non-U.S. companies in countries with developed markets that the Advisor determines to be lower relative price stocks.

Full DFIV Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.