Is DFLV or XYLD a better dividend investment in 2026?

DFLV currently yields 1.56% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between DFLV and XYLD?

DFLV has a forward dividend yield of 1.56% ($0.55/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 9.64 percentage points.

Home › Compare › DFLV vs XYLD

DFLV vs XYLD: Dividend Comparison 2026

DFLV yields 1.56% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $3.9K in total portfolio value· pulled ahead in Year 2

INVESTMENT

TIME HORIZON10 years

DFLV

● Live price

1.56%

Share price

$35.59

Annual div

$0.55

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.9K

Annual income

$172.44

Full DFLV calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — DFLV vs XYLD

📍 XYLD pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	DFLV	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, DFLV + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

DFLV pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DFLV

Annual income on $10K today (after 15% tax)

$132.50/yr

After 10yr DRIP, annual income (after tax)

$146.57/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, XYLD beats the other by $2,701.80/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DFLV + XYLD for your $10,000?

DFLV: 50%XYLD: 50%

100% XYLD50/50100% DFLV

Portfolio after 10yr

$23.9K

Annual income

$1,761.73/yr

Blended yield

7.37%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DFLV buys

XYLD buys

No recent congressional trades found for DFLV or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricDFLVXYLD

Forward yield	1.56%	11.20% ✓
Annual dividend / share	$0.55	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$21.9K	$25.9K ✓
Annual income after 10y	$172.44	$3,351.03 ✓
Total dividends collected	$1.6K	$20.2K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: DFLV vs XYLD ($10,000, DRIP)

Year	DFLV Portfolio	DFLV Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$10,856	$155.88	$10,840	$1,120.44	+$16.00 → DFLV
2← crossover	$11,774	$158.15	$11,786	$1,249.59	$12.00 → XYLD
3	$12,758	$160.30	$12,854	$1,397.78	$96.00 → XYLD
4	$13,814	$162.34	$14,063	$1,568.33	$249.00 → XYLD
5	$14,945	$164.27	$15,434	$1,765.19	$489.00 → XYLD
6	$16,157	$166.10	$16,995	$1,993.14	$838.00 → XYLD
7	$17,456	$167.82	$18,777	$2,257.95	$1.3K → XYLD
8	$18,848	$169.45	$20,818	$2,566.58	$2.0K → XYLD
9	$20,338	$170.99	$23,163	$2,927.50	$2.8K → XYLD
10	$21,934	$172.44	$25,865	$3,351.03	$3.9K → XYLD

DFLV vs XYLD: Complete Analysis 2026

DFLV — Stock

To achieve the fund’s investment objective, the Advisor implements an integrated investment approach that combines research, portfolio design, portfolio management, and trading functions. As a non-fundamental policy, under normal circumstances, the Portfolio will invest at least 80% of its net assets in securities of large cap U.S. companies.

Full DFLV Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this DFLV vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

DFLV vs SCHD DFLV vs JEPI DFLV vs O DFLV vs KO DFLV vs MAIN DFLV vs QYLD DFLV vs JEPQ DFLV vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.