Is DFNL or HDV a better dividend investment in 2026?

DFNL currently yields 1.49% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: HDV offers higher current income.

What is the dividend yield difference between DFNL and HDV?

DFNL has a forward dividend yield of 1.49% ($0.66/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 1.43 percentage points.

Home › Compare › DFNL vs HDV

DFNL vs HDV: Dividend Comparison 2026

DFNL yields 1.49% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HDV wins by $2.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

DFNL

● Live price

1.49%

Share price

$44.33

Annual div

$0.66

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.8K

Annual income

$163.96

Full DFNL calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — DFNL vs HDV

📍 HDV pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	DFNL	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, DFNL + HDV cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

DFNL pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DFNL

Annual income on $10K today (after 15% tax)

$126.55/yr

After 10yr DRIP, annual income (after tax)

$139.37/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, HDV beats the other by $160.45/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of DFNL + HDV for your $10,000?

DFNL: 50%HDV: 50%

100% HDV50/50100% DFNL

Portfolio after 10yr

$23.1K

Annual income

$258.34/yr

Blended yield

1.12%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DFNL buys

HDV buys

No recent congressional trades found for DFNL or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricDFNLHDV

Forward yield	1.49%	2.92% ✓
Annual dividend / share	$0.66	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$21.8K	$24.3K ✓
Annual income after 10y	$163.96	$352.73 ✓
Total dividends collected	$1.6K	$3.2K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: DFNL vs HDV ($10,000, DRIP)

Year	DFNL Portfolio	DFNL Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$10,849	$148.88	$11,002	$292.38	$153.00 → HDV
2	$11,759	$150.95	$12,084	$300.36	$325.00 → HDV
3	$12,735	$152.92	$13,250	$308.02	$515.00 → HDV
4	$13,782	$154.78	$14,506	$315.35	$724.00 → HDV
5	$14,903	$156.53	$15,858	$322.35	$955.00 → HDV
6	$16,104	$158.20	$17,313	$329.04	$1.2K → HDV
7	$17,391	$159.77	$18,878	$335.42	$1.5K → HDV
8	$18,770	$161.25	$20,560	$341.49	$1.8K → HDV
9	$20,246	$162.64	$22,367	$347.25	$2.1K → HDV
10	$21,828	$163.96	$24,307	$352.73	$2.5K → HDV

DFNL vs HDV: Complete Analysis 2026

DFNL — Stock

The fund's investment adviser, uses the Davis Investment Discipline to invest, under normal market conditions, at least 80% of its net assets plus any borrowings for investment purposes in securities issued by companies principally engaged in the financial services sector. The fund's portfolio generally contains between 15 and 35 companies. It invests, principally, in common stocks. The fund may invest in large, medium or small companies without regard to market capitalization and may invest in issuers in foreign countries, including countries with developed or emerging markets. It is non-diversified.

Full DFNL Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.