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DFS vs AAPL: Dividend Comparison 2026

DFS yields 1.40% · AAPL yields 0.42%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 DFS wins by $327.8K in total portfolio value· pulled ahead in Year 7
10 years
DFS
DFS
● Live price
1.40%
Share price
$200.05
Annual div
$2.80
5Y div CAGR
71.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$385.5K
Annual income
$235,247.16
Full DFS calculator →
AAPL
Apple Inc.
● Live price
0.42%
Share price
$246.63
Annual div
$1.04
5Y div CAGR
27.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$57.7K
Annual income
$490.07
Full AAPL calculator →

Portfolio growth — DFS vs AAPL

📍 DFS pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDFSAAPL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, DFS + AAPL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DFS pays
AAPL pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DFS
Annual income on $10K today (after 15% tax)
$118.97/yr
After 10yr DRIP, annual income (after tax)
$199,960.09/yr
AAPL
Annual income on $10K today (after 15% tax)
$35.84/yr
After 10yr DRIP, annual income (after tax)
$416.56/yr
At 15% tax rate, DFS beats the other by $199,543.53/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of DFS + AAPL for your $10,000?

DFS: 50%AAPL: 50%
100% AAPL50/50100% DFS
Portfolio after 10yr
$221.6K
Annual income
$117,868.62/yr
Blended yield
53.20%
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Analyst Conviction Gap

Where Wall Street is most bullish on AAPL right now

DFS
Analyst Ratings
28
Buy
17
Hold
Consensus: Buy
Price Target
$142.26
-28.9% upside vs current
Range: $104.00 — $214.00
Altman Z
0.2
Piotroski
7/9
AAPL
Analyst Ratings
1
Strong
68
Buy
33
Hold
7
Sell
Consensus: Buy
Price Target
$316.36
+28.3% upside vs current
Range: $239.00 — $350.00
Altman Z
9.8
Piotroski
9/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DFS buys
6
AAPL buys
0
PoliticianChamberTickerTypeAmountDate
Julie Johnson🏢 House$DFS▼ Sell$1,001 - $15,0002025-04-07
Jefferson Shreve🏢 House$DFS▼ Sell$15,001 - $50,0002025-04-07
Michael McCaul🏢 House$DFS▼ Sell$15,001 - $50,0002025-01-09
Michael McCaul🏢 House$DFS▼ Sell$1,001 - $15,0002024-11-19
John James🏢 House$DFS▼ Sell$1,001 - $15,0002024-09-04
Michael McCaul🏢 House$DFS▼ Sell$15,001 - $50,0002024-08-26
Scott Mr Franklin🏢 House$DFS▼ Sell$50,001 - $100,0002024-08-06
Scott Mr Franklin🏢 House$DFS▼ Sell$1,001 - $15,0002024-08-01
John James🏢 House$DFS▲ Buy$1,001 - $15,0002024-07-18
Michael McCaul🏢 House$DFS▲ Buy$15,001 - $50,0002024-03-18
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDFSAAPL
Forward yield1.40%0.42%
Annual dividend / share$2.80$1.04
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR71.5%27.1%
Portfolio after 10y$385.5K$57.7K
Annual income after 10y$235,247.16$490.07
Total dividends collected$350.7K$2.1K
Payment frequencyquarterlyquarterly
SectorFinancialsTechnology
Analyst consensusBuyBuy
Analyst price target$142.26$316.36

Year-by-year: DFS vs AAPL ($10,000, DRIP)

YearDFS PortfolioDFS Income/yrAAPL PortfolioAAPL Income/yrGap
1$10,940$240.04$11,894$53.60$954.00AAPL
2$12,127$420.90$14,150$68.43$2.0KAAPL
3$13,723$747.81$16,842$87.40$3.1KAAPL
4$16,040$1,356.40$20,052$111.66$4.0KAAPL
5$19,704$2,541.10$23,884$142.71$4.2KAAPL
6$26,087$5,003.21$28,462$182.48$2.4KAAPL
7← crossover$38,530$10,616.67$33,932$233.43+$4.6KDFS
8$66,360$25,132.82$40,474$298.74+$25.9KDFS
9$140,384$69,379.29$48,304$382.53+$92.1KDFS
10$385,458$235,247.16$57,682$490.07+$327.8KDFS

DFS vs AAPL: Complete Analysis 2026

DFSFinancials

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.

Full DFS Calculator →

AAPLTechnology

Apple Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide. The company offers iPhone, a line of smartphones; Mac, a line of personal computers; iPad, a line of multi-purpose tablets; and wearables, home, and accessories comprising AirPods, Apple TV, Apple Watch, Beats products, and HomePod. It also provides AppleCare support and cloud services; and operates various platforms, including the App Store that allow customers to discover and download applications and digital content, such as books, music, video, games, and podcasts, as well as advertising services include third-party licensing arrangements and its own advertising platforms. In addition, the company offers various subscription-based services, such as Apple Arcade, a game subscription service; Apple Fitness+, a personalized fitness service; Apple Music, which offers users a curated listening experience with on-demand radio stations; Apple News+, a subscription news and magazine service; Apple TV+, which offers exclusive original content; Apple Card, a co-branded credit card; and Apple Pay, a cashless payment service, as well as licenses its intellectual property. The company serves consumers, and small and mid-sized businesses; and the education, enterprise, and government markets. It distributes third-party applications for its products through the App Store. The company also sells its products through its retail and online stores, and direct sales force; and third-party cellular network carriers, wholesalers, retailers, and resellers. Apple Inc. was founded in 1976 and is headquartered in Cupertino, California.

Full AAPL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.