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DFS vs AR: Dividend Comparison 2026

DFS yields 1.40% · AR yields 4.52%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 DFS wins by $358.6K in total portfolio value· pulled ahead in Year 4
10 years
DFS
DFS
● Live price
1.40%
Share price
$200.05
Annual div
$2.80
5Y div CAGR
71.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$385.5K
Annual income
$235,247.16
Full DFS calculator →
AR
AR
● Live price
4.52%
Share price
$44.23
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.9K
Annual income
$604.16
Full AR calculator →

Portfolio growth — DFS vs AR

📍 DFS pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDFSAR
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, DFS + AR cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DFS pays
AR pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DFS
Annual income on $10K today (after 15% tax)
$118.97/yr
After 10yr DRIP, annual income (after tax)
$199,960.09/yr
AR
Annual income on $10K today (after 15% tax)
$384.35/yr
After 10yr DRIP, annual income (after tax)
$513.54/yr
At 15% tax rate, DFS beats the other by $199,446.55/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DFS + AR for your $10,000?

DFS: 50%AR: 50%
100% AR50/50100% DFS
Portfolio after 10yr
$206.2K
Annual income
$117,925.66/yr
Blended yield
57.20%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on AR right now

DFS
Analyst Ratings
28
Buy
17
Hold
Consensus: Buy
Price Target
$142.26
-28.9% upside vs current
Range: $104.00 — $214.00
Altman Z
0.2
Piotroski
7/9
AR
Analyst Ratings
1
Strong
33
Buy
16
Hold
Consensus: Buy
Price Target
$44.25
+0.0% upside vs current
Range: $36.00 — $50.00
Altman Z
1.9
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DFS buys
6
AR buys
0
PoliticianChamberTickerTypeAmountDate
Julie Johnson🏢 House$DFS▼ Sell$1,001 - $15,0002025-04-07
Jefferson Shreve🏢 House$DFS▼ Sell$15,001 - $50,0002025-04-07
Michael McCaul🏢 House$DFS▼ Sell$15,001 - $50,0002025-01-09
Michael McCaul🏢 House$DFS▼ Sell$1,001 - $15,0002024-11-19
John James🏢 House$DFS▼ Sell$1,001 - $15,0002024-09-04
Michael McCaul🏢 House$DFS▼ Sell$15,001 - $50,0002024-08-26
Scott Mr Franklin🏢 House$DFS▼ Sell$50,001 - $100,0002024-08-06
Scott Mr Franklin🏢 House$DFS▼ Sell$1,001 - $15,0002024-08-01
John James🏢 House$DFS▲ Buy$1,001 - $15,0002024-07-18
Michael McCaul🏢 House$DFS▲ Buy$15,001 - $50,0002024-03-18
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDFSAR
Forward yield1.40%4.52%
Annual dividend / share$2.80$2.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR71.5%0%
Portfolio after 10y$385.5K$26.9K
Annual income after 10y$235,247.16$604.16
Total dividends collected$350.7K$5.3K
Payment frequencyquarterlyquarterly
SectorFinancialsEnergy
Analyst consensusBuyBuy
Analyst price target$142.26$44.25

Year-by-year: DFS vs AR ($10,000, DRIP)

YearDFS PortfolioDFS Income/yrAR PortfolioAR Income/yrGap
1$10,940$240.04$11,152$452.18$212.00AR
2$12,127$420.90$12,404$471.29$277.00AR
3$13,723$747.81$13,762$489.90$39.00AR
4← crossover$16,040$1,356.40$15,234$507.99+$806.00DFS
5$19,704$2,541.10$16,826$525.51+$2.9KDFS
6$26,087$5,003.21$18,546$542.45+$7.5KDFS
7$38,530$10,616.67$20,403$558.80+$18.1KDFS
8$66,360$25,132.82$22,406$574.53+$44.0KDFS
9$140,384$69,379.29$24,564$589.65+$115.8KDFS
10$385,458$235,247.16$26,887$604.16+$358.6KDFS

DFS vs AR: Complete Analysis 2026

DFSFinancials

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.

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AREnergy

Antero Resources Corporation, an independent oil and natural gas company, acquires, explores for, develops, and produces natural gas, natural gas liquids, and oil properties in the United States. As of December 31, 2021, it had approximately 502,000 net acres in the Appalachian Basin; and 174,000 net acres in the Upper Devonian Shale. The company also owned and operated 494 miles of gas gathering pipelines in the Appalachian Basin; and 21 compressor stations. It had estimated proved reserves of 17.7 trillion cubic feet of natural gas equivalent, including 10.2 trillion cubic feet of natural gas; 718 million barrels of assumed recovered ethane; 501 million barrels of primarily propane, isobutane, normal butane, and natural gasoline; and 36 million barrels of oil. The company was formerly known as Antero Resources Appalachian Corporation and changed its name to Antero Resources Corporation in June 2013. Antero Resources Corporation was founded in 2002 and is headquartered in Denver, Colorado.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.