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DFS vs CVX: Dividend Comparison 2026

DFS yields 1.40% · CVX yields 3.28%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DFS wins by $336.3K in total portfolio value· pulled ahead in Year 6
10 years
DFS
DFS
● Live price
1.40%
Share price
$200.05
Annual div
$2.80
5Y div CAGR
71.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$385.5K
Annual income
$235,247.16
Full DFS calculator →
CVX
Chevron Corporation
● Live price
3.28%
Share price
$210.76
Annual div
$6.91
5Y div CAGR
24.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.2K
Annual income
$4,937.38
Full CVX calculator →

Portfolio growth — DFS vs CVX

📍 DFS pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDFSCVX
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, DFS + CVX cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DFS pays
CVX pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DFS
Annual income on $10K today (after 15% tax)
$118.97/yr
After 10yr DRIP, annual income (after tax)
$199,960.09/yr
CVX
Annual income on $10K today (after 15% tax)
$278.68/yr
After 10yr DRIP, annual income (after tax)
$4,196.77/yr
At 15% tax rate, DFS beats the other by $195,763.31/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DFS + CVX for your $10,000?

DFS: 50%CVX: 50%
100% CVX50/50100% DFS
Portfolio after 10yr
$217.3K
Annual income
$120,092.27/yr
Blended yield
55.26%
📊

Analyst Conviction Gap

Where Wall Street is split right now

DFS
Analyst Ratings
28
Buy
17
Hold
Consensus: Buy
Price Target
$142.26
-28.9% upside vs current
Range: $104.00 — $214.00
Altman Z
0.2
Piotroski
7/9
CVX
Analyst Ratings
32
Buy
16
Hold
4
Sell
Consensus: Buy
Price Target
$184.54
-12.4% upside vs current
Range: $160.00 — $212.00
Altman Z
3.6
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DFS buys
6
CVX buys
0
PoliticianChamberTickerTypeAmountDate
Julie Johnson🏢 House$DFS▼ Sell$1,001 - $15,0002025-04-07
Jefferson Shreve🏢 House$DFS▼ Sell$15,001 - $50,0002025-04-07
Michael McCaul🏢 House$DFS▼ Sell$15,001 - $50,0002025-01-09
Michael McCaul🏢 House$DFS▼ Sell$1,001 - $15,0002024-11-19
John James🏢 House$DFS▼ Sell$1,001 - $15,0002024-09-04
Michael McCaul🏢 House$DFS▼ Sell$15,001 - $50,0002024-08-26
Scott Mr Franklin🏢 House$DFS▼ Sell$50,001 - $100,0002024-08-06
Scott Mr Franklin🏢 House$DFS▼ Sell$1,001 - $15,0002024-08-01
John James🏢 House$DFS▲ Buy$1,001 - $15,0002024-07-18
Michael McCaul🏢 House$DFS▲ Buy$15,001 - $50,0002024-03-18
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDFSCVX
Forward yield1.40%3.28%
Annual dividend / share$2.80$6.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR71.5%24.1%
Portfolio after 10y$385.5K$49.2K
Annual income after 10y$235,247.16$4,937.38
Total dividends collected$350.7K$18.4K
Payment frequencyquarterlyquarterly
SectorFinancialsEnergy
Analyst consensusBuyBuy
Analyst price target$142.26$184.54

Year-by-year: DFS vs CVX ($10,000, DRIP)

YearDFS PortfolioDFS Income/yrCVX PortfolioCVX Income/yrGap
1$10,940$240.04$11,387$406.88$447.00CVX
2$12,127$420.90$13,026$523.64$899.00CVX
3$13,723$747.81$14,980$677.06$1.3KCVX
4$16,040$1,356.40$17,328$880.00$1.3KCVX
5$19,704$2,541.10$20,177$1,150.51$473.00CVX
6← crossover$26,087$5,003.21$23,668$1,514.12+$2.4KDFS
7$38,530$10,616.67$27,995$2,007.45+$10.5KDFS
8$66,360$25,132.82$33,422$2,683.68+$32.9KDFS
9$140,384$69,379.29$40,319$3,621.22+$100.1KDFS
10$385,458$235,247.16$49,208$4,937.38+$336.3KDFS

DFS vs CVX: Complete Analysis 2026

DFSFinancials

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.

Full DFS Calculator →

CVXEnergy

Chevron Corporation, through its subsidiaries, engages in integrated energy and chemicals operations worldwide. The company operates in two segments, Upstream and Downstream. The Upstream segment is involved in the exploration, development, production, and transportation of crude oil and natural gas; processing, liquefaction, transportation, and regasification associated with liquefied natural gas; transportation of crude oil through pipelines; and transportation, storage, and marketing of natural gas, as well as operates a gas-to-liquids plant. The Downstream segment engages in refining crude oil into petroleum products; marketing crude oil, refined products, and lubricants; manufacturing and marketing of renewable fuels; transporting crude oil and refined products by pipeline, marine vessel, motor equipment, and rail car; and manufacturing and marketing of commodity petrochemicals, plastics for industrial uses, and fuel and lubricant additives. It is also involved in the cash management and debt financing activities; insurance operations; real estate activities; and technology businesses. The company was formerly known as ChevronTexaco Corporation and changed its name to Chevron Corporation in 2005. Chevron Corporation was founded in 1879 and is based in San Ramon, California.

Full CVX Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.