HomeCompareDFS vs FHN

DFS vs FHN: Dividend Comparison 2026

DFS yields 1.40% · FHN yields 2.81%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 DFS wins by $345.6K in total portfolio value· pulled ahead in Year 4
10 years
DFS
DFS
● Live price
1.40%
Share price
$200.05
Annual div
$2.80
5Y div CAGR
71.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$385.5K
Annual income
$235,247.16
Full DFS calculator →
FHN
FHN
● Live price
2.81%
Share price
$22.05
Annual div
$0.62
5Y div CAGR
25.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$39.9K
Annual income
$4,751.32
Full FHN calculator →

Portfolio growth — DFS vs FHN

📍 DFS pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDFSFHN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, DFS + FHN cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DFS pays
FHN pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DFS
Annual income on $10K today (after 15% tax)
$118.97/yr
After 10yr DRIP, annual income (after tax)
$199,960.09/yr
FHN
Annual income on $10K today (after 15% tax)
$239.00/yr
After 10yr DRIP, annual income (after tax)
$4,038.62/yr
At 15% tax rate, DFS beats the other by $195,921.46/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DFS + FHN for your $10,000?

DFS: 50%FHN: 50%
100% FHN50/50100% DFS
Portfolio after 10yr
$212.7K
Annual income
$119,999.24/yr
Blended yield
56.43%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on DFS right now

DFS
Analyst Ratings
28
Buy
17
Hold
Consensus: Buy
Price Target
$142.26
-28.9% upside vs current
Range: $104.00 — $214.00
Altman Z
0.2
Piotroski
7/9
FHN
Analyst Ratings
16
Buy
19
Hold
Consensus: Hold
Price Target
$26.71
+21.1% upside vs current
Range: $23.00 — $30.00
Altman Z
0.2
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DFS buys
6
FHN buys
5
PoliticianChamberTickerTypeAmountDate
Julie Johnson🏢 House$DFS▼ Sell$1,001 - $15,0002025-04-07
Jefferson Shreve🏢 House$DFS▼ Sell$15,001 - $50,0002025-04-07
Michael McCaul🏢 House$DFS▼ Sell$15,001 - $50,0002025-01-09
Michael McCaul🏢 House$DFS▼ Sell$1,001 - $15,0002024-11-19
John Fetterman🏛 Senate$FHN▼ Sell$1,001 - $15,0002024-10-15
John James🏢 House$DFS▼ Sell$1,001 - $15,0002024-09-04
Michael McCaul🏢 House$DFS▼ Sell$15,001 - $50,0002024-08-26
Scott Mr Franklin🏢 House$DFS▼ Sell$50,001 - $100,0002024-08-06
Scott Mr Franklin🏢 House$DFS▼ Sell$1,001 - $15,0002024-08-01
John James🏢 House$DFS▲ Buy$1,001 - $15,0002024-07-18
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDFSFHN
Forward yield1.40%2.81%
Annual dividend / share$2.80$0.62
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR71.5%25.2%
Portfolio after 10y$385.5K$39.9K
Annual income after 10y$235,247.16$4,751.32
Total dividends collected$350.7K$17.0K
Payment frequencyquarterlyquarterly
SectorFinancialsFinancials
Analyst consensusBuyHold
Analyst price target$142.26$26.71

Year-by-year: DFS vs FHN ($10,000, DRIP)

YearDFS PortfolioDFS Income/yrFHN PortfolioFHN Income/yrGap
1$10,940$240.04$11,052$352.04$112.00FHN
2$12,127$420.90$12,281$455.25$154.00FHN
3$13,723$747.81$13,733$591.92$10.00FHN
4← crossover$16,040$1,356.40$15,468$774.46+$572.00DFS
5$19,704$2,541.10$17,572$1,020.73+$2.1KDFS
6$26,087$5,003.21$20,159$1,356.77+$5.9KDFS
7$38,530$10,616.67$23,391$1,821.25+$15.1KDFS
8$66,360$25,132.82$27,501$2,472.74+$38.9KDFS
9$140,384$69,379.29$32,828$3,401.73+$107.6KDFS
10$385,458$235,247.16$39,877$4,751.32+$345.6KDFS

DFS vs FHN: Complete Analysis 2026

DFSFinancials

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.

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FHNFinancials

First Horizon Corporation operates as the bank holding company for First Horizon Bank that provides various financial services. The company operates through three segments: Regional Banking, Specialty Banking, and Corporate. It offers general banking services for consumers, businesses, financial institutions, and governments. The company also underwrites bank-eligible securities and other fixed-income securities eligible for underwriting by financial subsidiaries; sells loans and derivatives; and offers advisory services. In addition, it offers various services, such as mortgage banking; title insurance and loan-closing; brokerage; correspondent banking; nationwide check clearing and remittance processing; trust, fiduciary, and agency; equipment finance; and investment and financial advisory services. Further, the company sells mutual fund and retail insurance products; and credit cards. It operates approximately 500 banking offices in 22 states under the First Horizon Bank brand; and 400 banking centers in 12 states under the FHN Financial brand in the United States. The company was formerly known as First Horizon National Corporation and changed its name to First Horizon Corporation in November 2020. First Horizon Corporation was founded in 1864 and is headquartered in Memphis, Tennessee.

Full FHN Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.