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DFS vs ITW: Dividend Comparison 2026

DFS yields 1.40% · ITW yields 2.43%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 DFS wins by $313.3K in total portfolio value· pulled ahead in Year 4
10 years
DFS
DFS
● Live price
1.40%
Share price
$200.05
Annual div
$2.80
5Y div CAGR
71.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$385.5K
Annual income
$235,247.16
Full DFS calculator →
ITW
ITW
● Live price
2.43%
Share price
$256.19
Annual div
$6.22
5Y div CAGR
40.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$72.2K
Annual income
$19,287.21
Full ITW calculator →

Portfolio growth — DFS vs ITW

📍 DFS pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDFSITW
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, DFS + ITW cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DFS pays
ITW pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DFS
Annual income on $10K today (after 15% tax)
$118.97/yr
After 10yr DRIP, annual income (after tax)
$199,960.09/yr
ITW
Annual income on $10K today (after 15% tax)
$206.37/yr
After 10yr DRIP, annual income (after tax)
$16,394.13/yr
At 15% tax rate, DFS beats the other by $183,565.96/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of DFS + ITW for your $10,000?

DFS: 50%ITW: 50%
100% ITW50/50100% DFS
Portfolio after 10yr
$228.8K
Annual income
$127,267.19/yr
Blended yield
55.62%
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Analyst Conviction Gap

Where Wall Street is most bullish on DFS right now

DFS
Analyst Ratings
28
Buy
17
Hold
Consensus: Buy
Price Target
$142.26
-28.9% upside vs current
Range: $104.00 — $214.00
Altman Z
0.2
Piotroski
7/9
ITW
Analyst Ratings
6
Buy
13
Hold
9
Sell
Consensus: Hold
Price Target
$273.50
+6.8% upside vs current
Range: $253.00 — $285.00
Altman Z
8.0
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DFS buys
6
ITW buys
13
PoliticianChamberTickerTypeAmountDate
Shelley Moore Capito🏛 Senate$ITW▼ Sell$1,001 - $15,0002026-02-24
Rich McCormick🏢 House$ITW▲ Buy$1,001 - $15,0002025-11-05
Lisa McClain🏢 House$ITW▲ Buy$1,001 - $15,0002025-06-17
Bruce Westerman🏢 House$ITW▼ Sell$1,001 - $15,0002025-04-21
Bruce Westerman🏢 House$ITW▲ Buy$1,001 - $15,0002025-04-08
Julie Johnson🏢 House$DFS▼ Sell$1,001 - $15,0002025-04-07
Jefferson Shreve🏢 House$DFS▼ Sell$15,001 - $50,0002025-04-07
Jared Moskowitz🏢 House$ITW▲ Buy$1,001 - $15,0002025-04-07
Carol Devine Miller🏢 House$ITW▲ Buy$1,001 - $15,0002025-03-10
Shelley Moore Capito🏛 Senate$ITW▼ Sell$1,001 - $15,0002025-01-17
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDFSITW
Forward yield1.40%2.43%
Annual dividend / share$2.80$6.22
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR71.5%40.3%
Portfolio after 10y$385.5K$72.2K
Annual income after 10y$235,247.16$19,287.21
Total dividends collected$350.7K$46.9K
Payment frequencyquarterlyquarterly
SectorFinancialsIndustrials
Analyst consensusBuyHold
Analyst price target$142.26$273.50

Year-by-year: DFS vs ITW ($10,000, DRIP)

YearDFS PortfolioDFS Income/yrITW PortfolioITW Income/yrGap
1$10,940$240.04$11,041$340.63$101.00ITW
2$12,127$420.90$12,307$493.12$180.00ITW
3$13,723$747.81$13,889$720.73$166.00ITW
4← crossover$16,040$1,356.40$15,928$1,066.53+$112.00DFS
5$19,704$2,541.10$18,646$1,603.73+$1.1KDFS
6$26,087$5,003.21$22,413$2,461.76+$3.7KDFS
7$38,530$10,616.67$27,862$3,880.01+$10.7KDFS
8$66,360$25,132.82$36,137$6,324.37+$30.2KDFS
9$140,384$69,379.29$49,422$10,755.41+$91.0KDFS
10$385,458$235,247.16$72,169$19,287.21+$313.3KDFS

DFS vs ITW: Complete Analysis 2026

DFSFinancials

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.

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ITWIndustrials

Illinois Tool Works Inc. manufactures and sells industrial products and equipment worldwide. It operates through seven segments: Automotive OEM; Food Equipment; Test & Measurement and Electronics; Welding; Polymers & Fluids; Construction Products; and Specialty Products. The Automotive OEM segment offers plastic and metal components, fasteners, and assemblies for automobiles, light trucks, and other industrial uses. The Food Equipment segment provides warewashing, refrigeration, cooking, and food processing equipment; kitchen exhaust, ventilation, and pollution control systems; and food equipment maintenance and repair services. The Test & Measurement and Electronics segment produces and sells equipment, consumables, and related software for testing and measuring of materials and structures, as well as equipment and consumables used in the production of electronic subassemblies and microelectronics. The Welding segment produces arc welding equipment; and metal arc welding consumables and related accessories. The Polymers & Fluids segment produces adhesives, sealants, lubrication and cutting fluids, and fluids and polymers for auto aftermarket maintenance and appearance. The Construction Products segment offers engineered fastening systems and solutions for the residential construction, renovation/remodel, and commercial construction markets. The Specialty Products segment offers beverage packaging equipment and consumables, product coding and marking equipment and consumables, and appliance components and fasteners. It serves the automotive OEM/tiers, commercial food equipment, construction, general industrial, and automotive aftermarket end markets. The company distributes its products directly to industrial manufacturers, as well as through independent distributors. Illinois Tool Works Inc. was founded in 1912 and is based in Glenview, Illinois.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.