HomeCompareDFS vs KMI

DFS vs KMI: Dividend Comparison 2026

DFS yields 1.40% · KMI yields 3.48%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 DFS wins by $354.8K in total portfolio value· pulled ahead in Year 3
10 years
DFS
DFS
● Live price
1.40%
Share price
$200.05
Annual div
$2.80
5Y div CAGR
71.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$385.5K
Annual income
$235,247.16
Full DFS calculator →
KMI
KMI
● Live price
3.48%
Share price
$33.65
Annual div
$1.17
5Y div CAGR
12.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.6K
Annual income
$1,607.93
Full KMI calculator →

Portfolio growth — DFS vs KMI

📍 DFS pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDFSKMI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, DFS + KMI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DFS pays
KMI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DFS
Annual income on $10K today (after 15% tax)
$118.97/yr
After 10yr DRIP, annual income (after tax)
$199,960.09/yr
KMI
Annual income on $10K today (after 15% tax)
$295.54/yr
After 10yr DRIP, annual income (after tax)
$1,366.74/yr
At 15% tax rate, DFS beats the other by $198,593.35/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DFS + KMI for your $10,000?

DFS: 50%KMI: 50%
100% KMI50/50100% DFS
Portfolio after 10yr
$208.0K
Annual income
$118,427.55/yr
Blended yield
56.92%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on DFS right now

DFS
Analyst Ratings
28
Buy
17
Hold
Consensus: Buy
Price Target
$142.26
-28.9% upside vs current
Range: $104.00 — $214.00
Altman Z
0.2
Piotroski
7/9
KMI
Analyst Ratings
16
Buy
17
Hold
1
Sell
Consensus: Hold
Price Target
$34.33
+2.0% upside vs current
Range: $30.00 — $38.00
Altman Z
1.3
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DFS buys
6
KMI buys
12
PoliticianChamberTickerTypeAmountDate
Richard W. Allen🏢 House$KMI▲ Buy$1,001 - $15,0002026-02-19
Gilbert Cisneros🏢 House$KMI▲ Buy$1,001 - $15,0002026-02-10
Gilbert Cisneros🏢 House$KMI▼ Sell$1,001 - $15,0002026-01-09
Marjorie Taylor Greene🏢 House$KMI▲ Buy$1,001 - $15,0002025-10-24
Gilbert Cisneros🏢 House$KMI▼ Sell$1,001 - $15,0002025-09-05
Gilbert Cisneros🏢 House$KMI▼ Sell$1,001 - $15,0002025-08-05
Lisa McClain🏢 House$KMI▼ Sell$1,001 - $15,0002025-07-22
Ritchie Torres🏢 House$KMI▼ Sell$1,001 - $15,0002025-07-11
Lisa McClain🏢 House$KMI▲ Buy$1,001 - $15,0002025-07-10
Gilbert Cisneros🏢 House$KMI▲ Buy$1,001 - $15,0002025-05-30
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDFSKMI
Forward yield1.40%3.48%
Annual dividend / share$2.80$1.17
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR71.5%12.1%
Portfolio after 10y$385.5K$30.6K
Annual income after 10y$235,247.16$1,607.93
Total dividends collected$350.7K$8.7K
Payment frequencyquarterlyquarterly
SectorFinancialsEnergy
Analyst consensusBuyHold
Analyst price target$142.26$34.33

Year-by-year: DFS vs KMI ($10,000, DRIP)

YearDFS PortfolioDFS Income/yrKMI PortfolioKMI Income/yrGap
1$10,940$240.04$11,090$389.77$150.00KMI
2$12,127$420.90$12,319$452.85$192.00KMI
3← crossover$13,723$747.81$13,708$527.01+$15.00DFS
4$16,040$1,356.40$15,282$614.40+$758.00DFS
5$19,704$2,541.10$17,070$717.60+$2.6KDFS
6$26,087$5,003.21$19,104$839.73+$7.0KDFS
7$38,530$10,616.67$21,426$984.61+$17.1KDFS
8$66,360$25,132.82$24,083$1,156.92+$42.3KDFS
9$140,384$69,379.29$27,131$1,362.35+$113.3KDFS
10$385,458$235,247.16$30,638$1,607.93+$354.8KDFS

DFS vs KMI: Complete Analysis 2026

DFSFinancials

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.

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KMIEnergy

Kinder Morgan, Inc. operates as an energy infrastructure company in North America. The company operates through four segments: Natural Gas Pipelines, Products Pipelines, Terminals, and CO2. The Natural Gas Pipelines segment owns and operates interstate and intrastate natural gas pipeline, and underground storage systems; natural gas gathering systems and natural gas processing and treating facilities; natural gas liquids fractionation facilities and transportation systems; and liquefied natural gas liquefaction and storage facilities. The Products Pipelines segment owns and operates refined petroleum products, and crude oil and condensate pipelines; and associated product terminals and petroleum pipeline transmix facilities. The Terminals segment owns and/or operates liquids and bulk terminals that stores and handles various commodities, including gasoline, diesel fuel, chemicals, ethanol, metals, and petroleum coke; and owns tankers. The CO2 segment produces, transports, and markets CO2 to recovery and production crude oil from mature oil fields; owns interests in/or operates oil fields and gasoline processing plants; and operates a crude oil pipeline system in West Texas, as well as owns and operates RNG and LNG facilities. It owns and operates approximately 83,000 miles of pipelines and 143 terminals. The company was formerly known as Kinder Morgan Holdco LLC and changed its name to Kinder Morgan, Inc. in February 2011. Kinder Morgan, Inc. was founded in 1936 and is headquartered in Houston, Texas.

Full KMI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.