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DFS vs SHW: Dividend Comparison 2026

DFS yields 1.40% · SHW yields 1.00%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 DFS wins by $76.2K in total portfolio value
10 years
DFS
DFS
● Live price
1.40%
Share price
$200.05
Annual div
$2.80
5Y div CAGR
71.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$385.5K
Annual income
$235,247.16
Full DFS calculator →
SHW
SHW
● Live price
1.00%
Share price
$315.90
Annual div
$3.17
5Y div CAGR
76.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$309.3K
Annual income
$185,821.41
Full SHW calculator →

Portfolio growth — DFS vs SHW

📍 DFS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDFSSHW
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, DFS + SHW cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DFS pays
SHW pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DFS
Annual income on $10K today (after 15% tax)
$118.97/yr
After 10yr DRIP, annual income (after tax)
$199,960.09/yr
SHW
Annual income on $10K today (after 15% tax)
$85.30/yr
After 10yr DRIP, annual income (after tax)
$157,948.20/yr
At 15% tax rate, DFS beats the other by $42,011.89/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DFS + SHW for your $10,000?

DFS: 50%SHW: 50%
100% SHW50/50100% DFS
Portfolio after 10yr
$347.4K
Annual income
$210,534.28/yr
Blended yield
60.61%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on DFS right now

DFS
Analyst Ratings
28
Buy
17
Hold
Consensus: Buy
Price Target
$142.26
-28.9% upside vs current
Range: $104.00 — $214.00
Altman Z
0.2
Piotroski
7/9
SHW
Analyst Ratings
24
Buy
13
Hold
1
Sell
Consensus: Buy
Price Target
$396.83
+25.6% upside vs current
Range: $371.00 — $420.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DFS buys
6
SHW buys
14
PoliticianChamberTickerTypeAmountDate
Jared Moskowitz🏢 House$SHW▼ Sell$15,001 - $50,0002025-10-10
Jared Moskowitz🏢 House$SHW▼ Sell$1,001 - $15,0002025-10-10
Jared Moskowitz🏢 House$SHW▼ Sell$1,001 - $15,0002025-10-10
Ro Khanna🏢 House$SHW▼ Sell$1,001 - $15,0002025-09-29
Ro Khanna🏢 House$SHW▲ Buy$1,001 - $15,0002025-09-05
Ro Khanna🏢 House$SHW▲ Buy$1,001 - $15,0002025-08-26
Shelley Moore Capito🏛 Senate$SHW▲ Buy$1,001 - $15,0002025-08-01
Shelley Moore Capito🏛 Senate$SHW▲ Buy$1,001 - $15,0002025-08-01
Ro Khanna🏢 House$SHW▲ Buy$1,001 - $15,0002025-07-25
Valerie Hoyle🏢 House$SHW▼ Sell$1,001 - $15,0002025-07-14
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDFSSHW
Forward yield1.40%1.00%
Annual dividend / share$2.80$3.17
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR71.5%76.6%
Portfolio after 10y$385.5K$309.3K
Annual income after 10y$235,247.16$185,821.41
Total dividends collected$350.7K$277.6K
Payment frequencyquarterlyquarterly
SectorFinancialsMaterials
Analyst consensusBuyBuy
Analyst price target$142.26$396.83

Year-by-year: DFS vs SHW ($10,000, DRIP)

YearDFS PortfolioDFS Income/yrSHW PortfolioSHW Income/yrGap
1← crossover$10,940$240.04$10,877$177.21+$63.00DFS
2$12,127$420.90$11,957$318.14+$170.00DFS
3$13,723$747.81$13,371$577.20+$352.00DFS
4$16,040$1,356.40$15,372$1,065.33+$668.00DFS
5$19,704$2,541.10$18,470$2,021.46+$1.2KDFS
6$26,087$5,003.21$23,771$4,008.63+$2.3KDFS
7$38,530$10,616.67$33,950$8,515.19+$4.6KDFS
8$66,360$25,132.82$56,399$20,072.16+$10.0KDFS
9$140,384$69,379.29$115,381$55,033.62+$25.0KDFS
10$385,458$235,247.16$309,279$185,821.41+$76.2KDFS

DFS vs SHW: Complete Analysis 2026

DFSFinancials

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.

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SHWMaterials

The Sherwin-Williams Company develops, manufactures, distributes, and sells paints, coatings, and related products to professional, industrial, commercial, and retail customers. It operates through three segments: The Americas Group, Consumer Brands Group, and Performance Coatings Group. The Americas Group segment offers architectural paints and coatings, and protective and marine products, as well as OEM product finishes and related products for architectural and industrial paint contractors, and do-it-yourself homeowners. The Consumer Brands Group segment supplies a portfolio of branded and private-label architectural paints, stains, varnishes, industrial products, wood finishes products, wood preservatives, applicators, corrosion inhibitors, aerosols, caulks, and adhesives to retailers and distributors. The Performance Coatings Group segment develops and sells industrial coatings for wood finishing and general industrial applications, automotive refinish products, protective and marine coatings, coil coatings, packaging coatings, and performance-based resins and colorants. It serves retailers, dealers, jobbers, licensees, and other third-party distributors through its branches and direct sales staff, as well as through outside sales representatives. The company has operations primarily in the North and South America, the Caribbean, Europe, Asia, and Australia. As of February 17, 2022, it operated approximately 5,000 company-operated stores and facilities. The Sherwin-Williams Company was founded in 1866 and is headquartered in Cleveland, Ohio.

Full SHW Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.