HomeCompareDFS vs SWK

DFS vs SWK: Dividend Comparison 2026

DFS yields 1.40% · SWK yields 4.91%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DFS wins by $347.7K in total portfolio value· pulled ahead in Year 5
10 years
DFS
DFS
● Live price
1.40%
Share price
$200.05
Annual div
$2.80
5Y div CAGR
71.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$385.5K
Annual income
$235,247.16
Full DFS calculator →
SWK
SWK
● Live price
4.91%
Share price
$67.42
Annual div
$3.31
5Y div CAGR
13.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,973.67
Full SWK calculator →

Portfolio growth — DFS vs SWK

📍 DFS pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDFSSWK
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, DFS + SWK cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DFS pays
SWK pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DFS
Annual income on $10K today (after 15% tax)
$118.97/yr
After 10yr DRIP, annual income (after tax)
$199,960.09/yr
SWK
Annual income on $10K today (after 15% tax)
$417.31/yr
After 10yr DRIP, annual income (after tax)
$2,527.62/yr
At 15% tax rate, DFS beats the other by $197,432.47/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DFS + SWK for your $10,000?

DFS: 50%SWK: 50%
100% SWK50/50100% DFS
Portfolio after 10yr
$211.6K
Annual income
$119,110.42/yr
Blended yield
56.29%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on DFS right now

DFS
Analyst Ratings
28
Buy
17
Hold
Consensus: Buy
Price Target
$142.26
-28.9% upside vs current
Range: $104.00 — $214.00
Altman Z
0.2
Piotroski
7/9
SWK
Analyst Ratings
16
Buy
19
Hold
2
Sell
Consensus: Hold
Price Target
$89.33
+32.5% upside vs current
Range: $82.00 — $100.00
Altman Z
1.4
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DFS buys
6
SWK buys
0
PoliticianChamberTickerTypeAmountDate
Julie Johnson🏢 House$DFS▼ Sell$1,001 - $15,0002025-04-07
Jefferson Shreve🏢 House$DFS▼ Sell$15,001 - $50,0002025-04-07
Michael McCaul🏢 House$DFS▼ Sell$15,001 - $50,0002025-01-09
Michael McCaul🏢 House$DFS▼ Sell$1,001 - $15,0002024-11-19
John James🏢 House$DFS▼ Sell$1,001 - $15,0002024-09-04
Michael McCaul🏢 House$DFS▼ Sell$15,001 - $50,0002024-08-26
Scott Mr Franklin🏢 House$DFS▼ Sell$50,001 - $100,0002024-08-06
Scott Mr Franklin🏢 House$DFS▼ Sell$1,001 - $15,0002024-08-01
John James🏢 House$DFS▲ Buy$1,001 - $15,0002024-07-18
Michael McCaul🏢 House$DFS▲ Buy$15,001 - $50,0002024-03-18
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDFSSWK
Forward yield1.40%4.91%
Annual dividend / share$2.80$3.31
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR71.5%13.1%
Portfolio after 10y$385.5K$37.8K
Annual income after 10y$235,247.16$2,973.67
Total dividends collected$350.7K$14.5K
Payment frequencyquarterlyquarterly
SectorFinancialsIndustrials
Analyst consensusBuyHold
Analyst price target$142.26$89.33

Year-by-year: DFS vs SWK ($10,000, DRIP)

YearDFS PortfolioDFS Income/yrSWK PortfolioSWK Income/yrGap
1$10,940$240.04$11,255$555.27$315.00SWK
2$12,127$420.90$12,704$660.60$577.00SWK
3$13,723$747.81$14,381$788.12$658.00SWK
4$16,040$1,356.40$16,331$943.04$291.00SWK
5← crossover$19,704$2,541.10$18,606$1,131.95+$1.1KDFS
6$26,087$5,003.21$21,272$1,363.16+$4.8KDFS
7$38,530$10,616.67$24,408$1,647.30+$14.1KDFS
8$66,360$25,132.82$28,114$1,997.94+$38.2KDFS
9$140,384$69,379.29$32,515$2,432.54+$107.9KDFS
10$385,458$235,247.16$37,765$2,973.67+$347.7KDFS

DFS vs SWK: Complete Analysis 2026

DFSFinancials

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.

Full DFS Calculator →

SWKIndustrials

Stanley Black & Decker, Inc. engages in the tools and storage and industrial businesses in the United States, Canada, rest of Americas, France, rest of Europe, and Asia. Its Tools & Storage segment offers professional products, including professional grade corded and cordless electric power tools and equipment, and pneumatic tools and fasteners; and consumer products, such as corded and cordless electric power tools primarily under the BLACK+DECKER brand, as well as corded and cordless lawn and garden products and related accessories; home products; and hand tools, power tool accessories, and storage products. This segment sells its products through retailers, distributors, dealers, and a direct sales force to professional end users, distributors, dealers, retail consumers, and industrial customers in various industries. The company's Industrial segment provides engineered fastening systems and products to customers in the automotive, manufacturing, electronics, construction, aerospace, and other industries; sells and rents custom pipe handling, joint welding, and coating equipment for use in the construction of large and small diameter pipelines, as well as provides pipeline inspection services; and sells hydraulic tools and performance-driven heavy equipment attachment tools. This segment serves oil and natural gas pipeline industry and other industrial customers. It also sells automatic doors to commercial customers. The company was formerly known as The Stanley Works and changed its name to Stanley Black & Decker, Inc. in March 2010. Stanley Black & Decker, Inc. was founded in 1843 and is headquartered in New Britain, Connecticut.

Full SWK Calculator →
📬

Get this DFS vs SWK comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

DFS vs SCHDDFS vs JEPIDFS vs ODFS vs KODFS vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.