HomeCompareDFS vs TU

DFS vs TU: Dividend Comparison 2026

DFS yields 1.40% · TU yields 9.45%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 TU wins by $1.97M in total portfolio value
10 years
DFS
DFS
● Live price
1.40%
Share price
$200.05
Annual div
$2.80
5Y div CAGR
71.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$385.5K
Annual income
$235,247.16
Full DFS calculator →
TU
TU
● Live price
9.45%
Share price
$12.87
Annual div
$1.22
5Y div CAGR
44.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2.36M
Annual income
$1,543,337.84
Full TU calculator →

Portfolio growth — DFS vs TU

📍 TU pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDFSTU
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, DFS + TU cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DFS pays
TU pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DFS
Annual income on $10K today (after 15% tax)
$118.97/yr
After 10yr DRIP, annual income (after tax)
$199,960.09/yr
TU
Annual income on $10K today (after 15% tax)
$802.96/yr
After 10yr DRIP, annual income (after tax)
$1,311,837.16/yr
At 15% tax rate, TU beats the other by $1,111,877.08/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DFS + TU for your $10,000?

DFS: 50%TU: 50%
100% TU50/50100% DFS
Portfolio after 10yr
$1.37M
Annual income
$889,292.50/yr
Blended yield
64.81%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on DFS right now

DFS
Analyst Ratings
28
Buy
17
Hold
Consensus: Buy
Price Target
$142.26
-28.9% upside vs current
Range: $104.00 — $214.00
Altman Z
0.2
Piotroski
7/9
TU
Analyst Ratings
14
Buy
8
Hold
1
Sell
Consensus: Buy
Price Target
$22.59
+75.5% upside vs current
Range: $21.50 — $24.00
Altman Z
0.8
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DFS buys
6
TU buys
0
PoliticianChamberTickerTypeAmountDate
Julie Johnson🏢 House$DFS▼ Sell$1,001 - $15,0002025-04-07
Jefferson Shreve🏢 House$DFS▼ Sell$15,001 - $50,0002025-04-07
Michael McCaul🏢 House$DFS▼ Sell$15,001 - $50,0002025-01-09
Michael McCaul🏢 House$DFS▼ Sell$1,001 - $15,0002024-11-19
John James🏢 House$DFS▼ Sell$1,001 - $15,0002024-09-04
Michael McCaul🏢 House$DFS▼ Sell$15,001 - $50,0002024-08-26
Scott Mr Franklin🏢 House$DFS▼ Sell$50,001 - $100,0002024-08-06
Scott Mr Franklin🏢 House$DFS▼ Sell$1,001 - $15,0002024-08-01
John James🏢 House$DFS▲ Buy$1,001 - $15,0002024-07-18
Michael McCaul🏢 House$DFS▲ Buy$15,001 - $50,0002024-03-18
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDFSTU
Forward yield1.40%9.45%
Annual dividend / share$2.80$1.22
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR71.5%44.4%
Portfolio after 10y$385.5K$2.36M
Annual income after 10y$235,247.16$1,543,337.84
Total dividends collected$350.7K$2.25M
Payment frequencyquarterlyquarterly
SectorFinancialsStock
Analyst consensusBuyBuy
Analyst price target$142.26$22.59

Year-by-year: DFS vs TU ($10,000, DRIP)

YearDFS PortfolioDFS Income/yrTU PortfolioTU Income/yrGap
1← crossover$10,940$240.04$12,064$1,364.09$1.1KTU
2$12,127$420.90$15,129$2,220.86$3.0KTU
3$13,723$747.81$19,947$3,758.66$6.2KTU
4$16,040$1,356.40$28,031$6,687.67$12.0KTU
5$19,704$2,541.10$42,676$12,682.89$23.0KTU
6$26,087$5,003.21$71,722$26,058.33$45.6KTU
7$38,530$10,616.67$135,844$59,101.12$97.3KTU
8$66,360$25,132.82$296,418$151,065.90$230.1KTU
9$140,384$69,379.29$762,020$444,852.69$621.6KTU
10$385,458$235,247.16$2,358,700$1,543,337.84$1.97MTU

DFS vs TU: Complete Analysis 2026

DFSFinancials

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.

Full DFS Calculator →

TUStock

TELUS Corporation, together with its subsidiaries, provides a range of telecommunications and information technology products and services in Canada. It operates through Technology Solutions and Digitally-Led Customer Experiences segments. The Technology Solutions segment offers a range of telecommunications products and services; network revenue; mobile technologies equipment sale; data revenues, such as internet protocol; television; hosting, managed information technology, and cloud-based services; software, data management, and data analytics-driven smart food-chain technologies; home and business security; healthcare software and technology solutions; and voice and other telecommunications services. The Digitally-Led Customer Experiences segment provides digital customer experience and digital-enablement transformation solutions, including artificial intelligence and content management solutions. It has 16.9 million subscriber connections, which include 9.3 million mobile phone subscribers; 2.1 million connected device subscribers; 2.3 million internet subscribers; 1.1 million residential voice subscribers; 1.3 million TV subscribers; and 804,000 security subscribers. The company was formerly known as TELUS Communications Inc. and changed its name to TELUS Corporation in February 2005. TELUS Corporation was incorporated in 1998 and is headquartered in Vancouver, Canada.

Full TU Calculator →
📬

Get this DFS vs TU comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

DFS vs SCHDDFS vs JEPIDFS vs ODFS vs KODFS vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.