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DFS vs VIG: Dividend Comparison 2026

DFS yields 1.40% · VIG yields 1.64%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 DFS wins by $353.1K in total portfolio value· pulled ahead in Year 5
10 years
DFS
DFS
● Live price
1.40%
Share price
$200.05
Annual div
$2.80
5Y div CAGR
71.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$385.5K
Annual income
$235,247.16
Full DFS calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.64%
Share price
$210.70
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.4K
Annual income
$179.15
Full VIG calculator →

Portfolio growth — DFS vs VIG

📍 DFS pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDFSVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, DFS + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DFS pays
VIG pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DFS
Annual income on $10K today (after 15% tax)
$118.97/yr
After 10yr DRIP, annual income (after tax)
$199,960.09/yr
VIG
Annual income on $10K today (after 15% tax)
$139.33/yr
After 10yr DRIP, annual income (after tax)
$152.28/yr
At 15% tax rate, DFS beats the other by $199,807.81/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DFS + VIG for your $10,000?

DFS: 50%VIG: 50%
100% VIG50/50100% DFS
Portfolio after 10yr
$208.9K
Annual income
$117,713.16/yr
Blended yield
56.35%
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Analyst Conviction Gap

Where Wall Street is most bullish on DFS right now

DFS
Analyst Ratings
28
Buy
17
Hold
Consensus: Buy
Price Target
$142.26
-28.9% upside vs current
Range: $104.00 — $214.00
Altman Z
0.2
Piotroski
7/9
VIG
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DFS buys
0
VIG buys
0
No recent congressional trades found for DFS or VIG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDFSVIG
Forward yield1.40%1.64%
Annual dividend / share$2.80$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR71.5%0%
Portfolio after 10y$385.5K$32.4K
Annual income after 10y$235,247.16$179.15
Total dividends collected$350.7K$1.7K
Payment frequencyquarterlyquarterly
SectorFinancialsETF

Year-by-year: DFS vs VIG ($10,000, DRIP)

YearDFS PortfolioDFS Income/yrVIG PortfolioVIG Income/yrGap
1$10,940$240.04$11,304$163.92$364.00VIG
2$12,127$420.90$12,759$166.33$632.00VIG
3$13,723$747.81$14,382$168.52$659.00VIG
4$16,040$1,356.40$16,192$170.52$152.00VIG
5← crossover$19,704$2,541.10$18,210$172.34+$1.5KDFS
6$26,087$5,003.21$20,460$173.98+$5.6KDFS
7$38,530$10,616.67$22,968$175.48+$15.6KDFS
8$66,360$25,132.82$25,763$176.83+$40.6KDFS
9$140,384$69,379.29$28,878$178.05+$111.5KDFS
10$385,458$235,247.16$32,350$179.15+$353.1KDFS

DFS vs VIG: Complete Analysis 2026

DFSFinancials

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.

Full DFS Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.