Is DFSB or ADC a better dividend investment in 2026?

DFSB currently yields 3.89% with a 5% 5-year dividend growth rate. ADC yields 4.13% with 5.2% growth. The better choice depends on your goal: ADC offers higher current income.

What is the dividend yield difference between DFSB and ADC?

DFSB has a forward dividend yield of 3.89% ($2.01/share annually). ADC yields 4.13% ($3.10/share annually). The yield gap is 0.24 percentage points.

Home › Compare › DFSB vs ADC

DFSB vs ADC: Dividend Comparison 2026

DFSB yields 3.89% · ADC yields 4.13%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ADC wins by $153.2K in total portfolio value· pulled ahead in Year 2

INVESTMENT

TIME HORIZON10 years

DFSB

● Live price

3.89%

Share price

$51.77

Annual div

$2.01

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.8K

Annual income

$499.74

Full DFSB calculator →

ADC

Agree Realty Corporation

● Live price

4.13%

Share price

$74.97

Annual div

$3.10

5Y div CAGR

40.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$178.9K

Annual income

$80,797.29

Full ADC calculator →

Portfolio growth — DFSB vs ADC

📍 ADC pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	DFSB	ADC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, DFSB + ADC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

DFSB pays

ADC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DFSB

Annual income on $10K today (after 15% tax)

$330.83/yr

After 10yr DRIP, annual income (after tax)

$424.78/yr

ADC

Annual income on $10K today (after 15% tax)

$351.36/yr

After 10yr DRIP, annual income (after tax)

$68,677.70/yr

At 15% tax rate, ADC beats the other by $68,252.92/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DFSB + ADC for your $10,000?

DFSB: 50%ADC: 50%

100% ADC50/50100% DFSB

Portfolio after 10yr

$102.4K

Annual income

$40,648.52/yr

Blended yield

39.71%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

DFSB

No analyst data

ADC

Analyst Ratings

Strong

Buy

Hold

Consensus: Buy

Price Target

$81.06

+8.1% upside vs current

Range: $75.00 — $84.50

Altman Z

1.6

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DFSB buys

ADC buys

No recent congressional trades found for DFSB or ADC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricDFSBADC

Forward yield	3.89%	4.13% ✓
Annual dividend / share	$2.01	$3.10 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	40.4% ✓
Portfolio after 10y	$25.8K	$178.9K ✓
Annual income after 10y	$499.74	$80,797.29 ✓
Total dividends collected	$4.5K	$156.7K ✓
Payment frequency	quarterly	monthly
Sector	Stock	REIT

Year-by-year: DFSB vs ADC ($10,000, DRIP)

Year	DFSB Portfolio	DFSB Income/yr	ADC Portfolio	ADC Income/yr	Gap
1	$11,089	$389.21	$10,990	$580.36	+$99.00 → DFSB
2← crossover	$12,269	$403.37	$12,301	$860.26	$32.00 → ADC
3	$13,545	$417.08	$14,104	$1,298.62	$559.00 → ADC
4	$14,923	$430.33	$16,691	$2,008.16	$1.8K → ADC
5	$16,411	$443.11	$20,580	$3,205.09	$4.2K → ADC
6	$18,015	$455.40	$26,754	$5,330.02	$8.7K → ADC
7	$19,743	$467.22	$37,196	$9,345.14	$17.5K → ADC
8	$21,604	$478.54	$56,244	$17,523.09	$34.6K → ADC
9	$23,606	$489.38	$94,286	$35,736.21	$70.7K → ADC
10	$25,758	$499.74	$178,949	$80,797.29	$153.2K → ADC

DFSB vs ADC: Complete Analysis 2026

DFSB — Stock

The fund invests in a broad portfolio of investment grade debt securities (e.g., rated BBB- or above by S&P or Fitch or Baa3 or above by Moody’s of U.S. and non-U.S. corporate and government issuers, including mortgage-backed securities, while excluding or underweighting securities of corporate and certain non-sovereign government issuers based upon the Portfolio’s sustainability impact considerations.

Full DFSB Calculator →

ADC — REIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.