Is DGAGX or XYLD a better dividend investment in 2026?

DGAGX currently yields 23.24% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: DGAGX offers higher current income.

What is the dividend yield difference between DGAGX and XYLD?

DGAGX has a forward dividend yield of 23.24% ($7.49/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 12.26 percentage points.

Home › Compare › DGAGX vs XYLD

DGAGX vs XYLD: Dividend Comparison 2026

DGAGX yields 23.24% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DGAGX wins by $63.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

DGAGX

● Live price

23.24%

Share price

$32.23

Annual div

$7.49

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$88.9K

Annual income

$9,389.14

Full DGAGX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — DGAGX vs XYLD

📍 DGAGX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	DGAGX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, DGAGX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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DGAGX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DGAGX

Annual income on $10K today (after 15% tax)

$1,975.07/yr

After 10yr DRIP, annual income (after tax)

$7,980.77/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, DGAGX beats the other by $5,244.60/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of DGAGX + XYLD for your $10,000?

DGAGX: 50%XYLD: 50%

100% XYLD50/50100% DGAGX

Portfolio after 10yr

$57.1K

Annual income

$6,304.08/yr

Blended yield

11.04%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DGAGX buys

XYLD buys

No recent congressional trades found for DGAGX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricDGAGXXYLD

Forward yield	23.24% ✓	10.98%
Annual dividend / share	$7.49 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$88.9K ✓	$25.3K
Annual income after 10y	$9,389.14 ✓	$3,219.02
Total dividends collected	$54.4K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: DGAGX vs XYLD ($10,000, DRIP)

Year	DGAGX Portfolio	DGAGX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$13,024	$2,323.61	$10,818	$1,098.39	+$2.2K → DGAGX
2	$16,763	$2,828.21	$11,738	$1,222.51	+$5.0K → DGAGX
3	$21,339	$3,402.20	$12,774	$1,364.64	+$8.6K → DGAGX
4	$26,880	$4,047.52	$13,944	$1,527.86	+$12.9K → DGAGX
5	$33,527	$4,765.01	$15,270	$1,715.87	+$18.3K → DGAGX
6	$41,428	$5,554.43	$16,775	$1,933.09	+$24.7K → DGAGX
7	$50,743	$6,414.43	$18,490	$2,184.87	+$32.3K → DGAGX
8	$61,637	$7,342.62	$20,450	$2,477.63	+$41.2K → DGAGX
9	$74,288	$8,335.61	$22,697	$2,819.19	+$51.6K → DGAGX
10	$88,877	$9,389.14	$25,280	$3,219.02	+$63.6K → DGAGX

DGAGX vs XYLD: Complete Analysis 2026

DGAGX — Stock

The fund normally invests at least 80% of its net assets, plus any borrowings for investment purposes, in common stocks. It focuses on "blue chip" companies with total market capitalizations of more than $5 billion at the time of purchase, including multinational companies. In addition to direct investments, the fund may invest in securities of foreign companies in the form of U.S. dollar-denominated American Depositary Receipts (ADRs).

Full DGAGX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.