Is DGRO or SAFE a better dividend investment in 2026?

DGRO currently yields 2.13% with a 9.5% 5-year dividend growth rate. SAFE yields 4.00% with 5% growth. The better choice depends on your goal: SAFE offers higher current income.

What is the dividend yield difference between DGRO and SAFE?

DGRO has a forward dividend yield of 2.13% ($1.47/share annually). SAFE yields 4.00% ($2.00/share annually). The yield gap is 1.87 percentage points.

Home › Compare › DGRO vs SAFE

DGRO vs SAFE: Dividend Comparison 2026

DGRO yields 2.13% · SAFE yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DGRO wins by $3.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

DGRO

iShares Core Dividend Growth ETF

● Live price

2.13%

Share price

$68.98

Annual div

$1.47

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.6K

Annual income

$239.96

Full DGRO calculator →

SAFE

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SAFE calculator →

Portfolio growth — DGRO vs SAFE

📍 DGRO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	DGRO	SAFE
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, DGRO + SAFE cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

DGRO pays

SAFE pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DGRO

Annual income on $10K today (after 15% tax)

$181.24/yr

After 10yr DRIP, annual income (after tax)

$203.97/yr

SAFE

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, SAFE beats the other by $560.35/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of DGRO + SAFE for your $10,000?

DGRO: 50%SAFE: 50%

100% SAFE50/50100% DGRO

Portfolio after 10yr

$29.8K

Annual income

$569.58/yr

Blended yield

1.91%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on SAFE right now

DGRO

No analyst data

SAFE

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$15.50

-69.0% upside vs current

Range: $14.00 — $17.00

Altman Z

0.7

Piotroski

4/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DGRO buys

SAFE buys

Politician	Chamber	Ticker	Type	Amount	Date
Scott Mr Franklin	🏢 House	$DGRO	▼ Sell	$15,001 - $50,000	2024-08-06
Kevin Hern	🏢 House	$DGRO	▲ Buy	$1,001 - $15,000	2022-09-30
Kevin Hern	🏢 House	$DGRO	▲ Buy	$1,001 - $15,000	2021-09-30
Kevin Hern	🏢 House	$DGRO	▲ Buy	$250,001 - $500,000	2021-07-01
K. Michael Conaway	🏢 House	$DGRO	▲ Buy	$50,001 - $100,000	2020-12-17
K. Michael Conaway	🏢 House	$DGRO	▲ Buy	$15,001 - $50,000	2020-11-30
K. Michael Conaway	🏢 House	$DGRO	▲ Buy	$50,001 - $100,000	2020-08-10
K. Michael Conaway	🏢 House	$DGRO	▲ Buy	$15,001 - $50,000	2020-04-22
K. Michael Conaway	🏢 House	$DGRO	▲ Buy	$1,001 - $15,000	2020-04-06
K. Michael Conaway	🏢 House	$DGRO	▲ Buy	$15,001 - $50,000	2020-04-06

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricDGROSAFE

Forward yield	2.13%	4.00% ✓
Annual dividend / share	$1.47	$2.00 ✓
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$31.6K ✓	$28.0K
Annual income after 10y	$239.96	$899.19 ✓
Total dividends collected	$2.3K	$6.4K ✓
Payment frequency	quarterly	quarterly
Sector	ETF	Stock

Year-by-year: DGRO vs SAFE ($10,000, DRIP)

Year	DGRO Portfolio	DGRO Income/yr	SAFE Portfolio	SAFE Income/yr	Gap
1← crossover	$11,293	$213.22	$11,120	$420.00	+$173.00 → DGRO
2	$12,730	$217.32	$12,357	$458.31	+$373.00 → DGRO
3	$14,326	$221.10	$13,721	$499.76	+$605.00 → DGRO
4	$16,098	$224.56	$15,227	$544.58	+$871.00 → DGRO
5	$18,064	$227.74	$16,885	$593.02	+$1.2K → DGRO
6	$20,246	$230.65	$18,713	$645.34	+$1.5K → DGRO
7	$22,666	$233.30	$20,724	$701.81	+$1.9K → DGRO
8	$25,349	$235.73	$22,938	$762.73	+$2.4K → DGRO
9	$28,325	$237.94	$25,372	$828.41	+$3.0K → DGRO
10	$31,624	$239.96	$28,047	$899.19	+$3.6K → DGRO

DGRO vs SAFE: Complete Analysis 2026

DGRO — ETF

The iShares Core Dividend Growth ETF seeks to track the investment results of an index composed of U.S. equities with a history of consistently growing dividends.

Full DGRO Calculator →

SAFE — Stock

SAFE is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SAFE shares.

Full SAFE Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.