Is DIAL or DVY a better dividend investment in 2026?

DIAL currently yields 4.97% with a 5% 5-year dividend growth rate. DVY yields 3.46% with 5% growth. The better choice depends on your goal: DIAL offers higher current income.

What is the dividend yield difference between DIAL and DVY?

DIAL has a forward dividend yield of 4.97% ($0.90/share annually). DVY yields 3.46% ($5.25/share annually). The yield gap is 1.51 percentage points.

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DIAL vs DVY: Dividend Comparison 2026

DIAL yields 4.97% · DVY yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DIAL wins by $2.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

DIAL

● Live price

4.97%

Share price

$18.08

Annual div

$0.90

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.7K

Annual income

$682.20

Full DIAL calculator →

DVY

● Live price

3.46%

Share price

$151.41

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.0K

Annual income

$432.91

Full DVY calculator →

Portfolio growth — DIAL vs DVY

📍 DIAL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	DIAL	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, DIAL + DVY cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

DIAL pays

DVY pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DIAL

Annual income on $10K today (after 15% tax)

$422.06/yr

After 10yr DRIP, annual income (after tax)

$579.87/yr

DVY

Annual income on $10K today (after 15% tax)

$294.47/yr

After 10yr DRIP, annual income (after tax)

$367.97/yr

At 15% tax rate, DIAL beats the other by $211.90/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of DIAL + DVY for your $10,000?

DIAL: 50%DVY: 50%

100% DVY50/50100% DIAL

Portfolio after 10yr

$26.4K

Annual income

$557.55/yr

Blended yield

2.11%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DIAL buys

DVY buys

No recent congressional trades found for DIAL or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricDIALDVY

Forward yield	4.97% ✓	3.46%
Annual dividend / share	$0.90	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$27.7K ✓	$25.0K
Annual income after 10y	$682.20 ✓	$432.91
Total dividends collected	$5.9K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: DIAL vs DVY ($10,000, DRIP)

Year	DIAL Portfolio	DIAL Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$11,197	$496.54	$11,046	$346.43	+$151.00 → DIAL
2	$12,500	$519.58	$12,177	$357.65	+$323.00 → DIAL
3	$13,917	$542.11	$13,398	$368.47	+$519.00 → DIAL
4	$15,455	$564.09	$14,715	$378.89	+$740.00 → DIAL
5	$17,123	$585.45	$16,134	$388.90	+$989.00 → DIAL
6	$18,927	$606.18	$17,662	$398.51	+$1.3K → DIAL
7	$20,878	$626.24	$19,306	$407.71	+$1.6K → DIAL
8	$22,986	$645.60	$21,074	$416.50	+$1.9K → DIAL
9	$25,259	$664.26	$22,974	$424.90	+$2.3K → DIAL
10	$27,709	$682.20	$25,015	$432.91	+$2.7K → DIAL

DIAL vs DVY: Complete Analysis 2026

DIAL — Stock

The fund invests at least 80% of its assets in securities within the index or in securities, that the fund’s investment adviser determines have economic characteristics that are substantially the same as the economic characteristics of the securities within the index. The index reflects a rules-based multi-sector strategic beta approach to measuring the performance of the debt market through representation of six segments of the debt market in the index, each focused on yield, quality, and liquidity of the particular segment.

Full DIAL Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.