Is DILRX or RYLD a better dividend investment in 2026?

DILRX currently yields 1.85% with a 5% 5-year dividend growth rate. RYLD yields 4.00% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between DILRX and RYLD?

DILRX has a forward dividend yield of 1.85% ($0.36/share annually). RYLD yields 4.00% ($2.00/share annually). The yield gap is 2.15 percentage points.

Home › Compare › DILRX vs RYLD

DILRX vs RYLD: Dividend Comparison 2026

DILRX yields 1.85% · RYLD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $5.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

DILRX

● Live price

1.85%

Share price

$19.45

Annual div

$0.36

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.4K

Annual income

$208.27

Full DILRX calculator →

RYLD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full RYLD calculator →

Portfolio growth — DILRX vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	DILRX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, DILRX + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

—

Jun

—

Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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DILRX pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DILRX

Annual income on $10K today (after 15% tax)

$157.08/yr

After 10yr DRIP, annual income (after tax)

$177.03/yr

RYLD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, RYLD beats the other by $587.28/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of DILRX + RYLD for your $10,000?

DILRX: 50%RYLD: 50%

100% RYLD50/50100% DILRX

Portfolio after 10yr

$25.2K

Annual income

$553.73/yr

Blended yield

2.20%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DILRX buys

RYLD buys

No recent congressional trades found for DILRX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricDILRXRYLD

Forward yield	1.85%	4.00% ✓
Annual dividend / share	$0.36	$2.00 ✓
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$22.4K	$28.0K ✓
Annual income after 10y	$208.27	$899.19 ✓
Total dividends collected	$2.0K	$6.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: DILRX vs RYLD ($10,000, DRIP)

Year	DILRX Portfolio	DILRX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$10,885	$184.80	$11,120	$420.00	$235.00 → RYLD
2	$11,835	$187.99	$12,357	$458.31	$522.00 → RYLD
3	$12,854	$191.02	$13,721	$499.76	$867.00 → RYLD
4	$13,948	$193.90	$15,227	$544.58	$1.3K → RYLD
5	$15,121	$196.64	$16,885	$593.02	$1.8K → RYLD
6	$16,379	$199.23	$18,713	$645.34	$2.3K → RYLD
7	$17,727	$201.68	$20,724	$701.81	$3.0K → RYLD
8	$19,172	$204.00	$22,938	$762.73	$3.8K → RYLD
9	$20,720	$206.20	$25,372	$828.41	$4.7K → RYLD
10	$22,378	$208.27	$28,047	$899.19	$5.7K → RYLD

DILRX vs RYLD: Complete Analysis 2026

DILRX — Stock

The Advisor purchases securities of large, non-U.S. companies in countries with developed markets that the Advisor determines to have high profitability and relative prices compared to other non-U.S. large cap companies at the time of purchase. As a non-fundamental policy, under normal circumstances, it will invest at least 80% of its net assets in securities of large companies in the particular markets in which it invests.

Full DILRX Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.