Is DIMC or FCPT a better dividend investment in 2026?

DIMC currently yields 3.60% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: FCPT offers higher current income.

What is the dividend yield difference between DIMC and FCPT?

DIMC has a forward dividend yield of 3.60% ($1.71/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 2.45 percentage points.

Home › Compare › DIMC vs FCPT

DIMC vs FCPT: Dividend Comparison 2026

DIMC yields 3.60% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DIMC wins by $3.8K in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

DIMC

● Live price

3.60%

Share price

$47.49

Annual div

$1.71

5Y div CAGR

27.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$52.9K

Annual income

$8,925.38

Full DIMC calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — DIMC vs FCPT

📍 DIMC pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	DIMC	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, DIMC + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

DIMC pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DIMC

Annual income on $10K today (after 15% tax)

$306.06/yr

After 10yr DRIP, annual income (after tax)

$7,586.57/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, DIMC beats the other by $2,677.59/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of DIMC + FCPT for your $10,000?

DIMC: 50%FCPT: 50%

100% FCPT50/50100% DIMC

Portfolio after 10yr

$51.0K

Annual income

$7,350.33/yr

Blended yield

14.42%

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Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

DIMC

No analyst data

Altman Z

-0.5

Piotroski

4/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DIMC buys

FCPT buys

No recent congressional trades found for DIMC or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricDIMCFCPT

Forward yield	3.60%	6.05% ✓
Annual dividend / share	$1.71 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	27.2% ✓	15.8%
Portfolio after 10y	$52.9K ✓	$49.1K
Annual income after 10y	$8,925.38 ✓	$5,775.28
Total dividends collected	$28.5K ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: DIMC vs FCPT ($10,000, DRIP)

Year	DIMC Portfolio	DIMC Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1	$11,158	$458.02	$11,401	$700.92	$243.00 → FCPT
2	$12,547	$607.54	$13,064	$864.84	$517.00 → FCPT
3	$14,237	$812.11	$15,051	$1,072.48	$814.00 → FCPT
4	$16,329	$1,095.49	$17,442	$1,337.22	$1.1K → FCPT
5	$18,966	$1,493.67	$20,340	$1,677.08	$1.4K → FCPT
6	$22,356	$2,062.38	$23,880	$2,116.57	$1.5K → FCPT
7	$26,811	$2,889.95	$28,241	$2,689.36	$1.4K → FCPT
8	$32,807	$4,120.13	$33,660	$3,442.07	$853.00 → FCPT
9← crossover	$41,098	$5,993.50	$40,456	$4,439.95	+$642.00 → DIMC
10	$52,900	$8,925.38	$49,063	$5,775.28	+$3.8K → DIMC

DIMC vs FCPT: Complete Analysis 2026

DIMC — Stock

Dimeco, Inc. operates as the bank holding company for The Dime Bank that provides banking products and services to individuals and businesses in the United States. It accepts various deposits, including checking, savings, and individual retirement accounts, as well as certificates of deposit. It also provides consumer, mortgage, construction, home equity, student, business term, vehicle, equipment, capital improvement, and commercial real estate loans; business lines of credit; and acquisition financing and investment services. In addition, the company offers wealth management services; and business services, such as cash management, remote deposit, and merchant services. Further, it provides online and mobile banking, bill pay, mobile deposit, transfer, and e-statement services; and debit and credit cards. The company operates seven locations in northeastern Pennsylvania. Dimeco, Inc. was founded in 1905 and is headquartered in Honesdale, Pennsylvania.

Full DIMC Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.