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DIP vs XYLD: Dividend Comparison 2026

DIP yields 0.16% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $6.0K in total portfolio value
10 years
DIP
DIP
● Live price
0.16%
Share price
$29.83
Annual div
$0.05
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.9K
Annual income
$15.80
Full DIP calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — DIP vs XYLD

📍 XYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDIPXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, DIP + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DIP pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DIP
Annual income on $10K today (after 15% tax)
$13.29/yr
After 10yr DRIP, annual income (after tax)
$13.43/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, XYLD beats the other by $2,834.95/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DIP + XYLD for your $10,000?

DIP: 50%XYLD: 50%
100% XYLD50/50100% DIP
Portfolio after 10yr
$22.9K
Annual income
$1,683.41/yr
Blended yield
7.36%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DIP buys
0
XYLD buys
0
No recent congressional trades found for DIP or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDIPXYLD
Forward yield0.16%11.20%
Annual dividend / share$0.05$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$19.9K$25.9K
Annual income after 10y$15.80$3,351.03
Total dividends collected$157.00$20.2K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: DIP vs XYLD ($10,000, DRIP)

YearDIP PortfolioDIP Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$10,716$15.64$10,840$1,120.44$124.00XYLD
2$11,481$15.66$11,786$1,249.59$305.00XYLD
3$12,301$15.69$12,854$1,397.78$553.00XYLD
4$13,178$15.71$14,063$1,568.33$885.00XYLD
5$14,116$15.72$15,434$1,765.19$1.3KXYLD
6$15,120$15.74$16,995$1,993.14$1.9KXYLD
7$16,194$15.76$18,777$2,257.95$2.6KXYLD
8$17,343$15.77$20,818$2,566.58$3.5KXYLD
9$18,573$15.79$23,163$2,927.50$4.6KXYLD
10$19,889$15.80$25,865$3,351.03$6.0KXYLD

DIP vs XYLD: Complete Analysis 2026

DIPStock

The fund is an actively managed ETF and seeks to achieve its investment objective by investing primarily in individual U.S. equity securities (generally consisting of common stocks and REITs included in the S&P 500 that have been identified by the Sub-Adviser as oversold in the market. The fund may invest in the securities of companies of any market capitalization, but primarily invests in large capitalization companies (i.e., an issuer whose market capitalization at the time of purchase is $10 billion or above).

Full DIP Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.