Is DIPS or QYLD a better dividend investment in 2026?

DIPS currently yields 65.10% with a 5% 5-year dividend growth rate. QYLD yields 12.24% with -2.1% growth. The better choice depends on your goal: DIPS offers higher current income.

What is the dividend yield difference between DIPS and QYLD?

DIPS has a forward dividend yield of 65.10% ($32.84/share annually). QYLD yields 12.24% ($2.04/share annually). The yield gap is 52.86 percentage points.

Home › Compare › DIPS vs QYLD

DIPS vs QYLD: Dividend Comparison 2026

DIPS yields 65.10% · QYLD yields 12.24%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DIPS wins by $807.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

DIPS

● Live price

65.10%

Share price

$50.44

Annual div

$32.84

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$834.0K

Annual income

$207,384.48

Full DIPS calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

12.24%

Share price

$16.70

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.5K

Annual income

$6,038.84

Full QYLD calculator →

Portfolio growth — DIPS vs QYLD

📍 DIPS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	DIPS	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, DIPS + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

DIPS pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DIPS

Annual income on $10K today (after 15% tax)

$5,533.56/yr

After 10yr DRIP, annual income (after tax)

$176,276.81/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,040.82/yr

After 10yr DRIP, annual income (after tax)

$5,133.01/yr

At 15% tax rate, DIPS beats the other by $171,143.79/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of DIPS + QYLD for your $10,000?

DIPS: 50%QYLD: 50%

100% QYLD50/50100% DIPS

Portfolio after 10yr

$430.3K

Annual income

$106,711.66/yr

Blended yield

24.80%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DIPS buys

QYLD buys

No recent congressional trades found for DIPS or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricDIPSQYLD

Forward yield	65.10% ✓	12.24%
Annual dividend / share	$32.84 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$834.0K ✓	$26.5K
Annual income after 10y	$207,384.48 ✓	$6,038.84
Total dividends collected	$702.0K ✓	$28.5K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: DIPS vs QYLD ($10,000, DRIP)

Year	DIPS Portfolio	DIPS Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$17,210	$6,510.07	$10,384	$1,224.49	+$6.8K → DIPS
2	$28,886	$10,470.92	$10,900	$1,388.18	+$18.0K → DIPS
3	$47,333	$16,424.83	$11,576	$1,590.76	+$35.8K → DIPS
4	$75,799	$25,153.25	$12,447	$1,844.20	+$63.4K → DIPS
5	$118,751	$37,645.61	$13,567	$2,164.97	+$105.2K → DIPS
6	$182,182	$55,119.17	$15,003	$2,576.05	+$167.2K → DIPS
7	$273,965	$79,029.51	$16,853	$3,110.04	+$257.1K → DIPS
8	$404,211	$111,069.22	$19,251	$3,813.85	+$385.0K → DIPS
9	$585,659	$153,152.47	$22,390	$4,756.08	+$563.3K → DIPS
10	$834,039	$207,384.48	$26,548	$6,038.84	+$807.5K → DIPS

DIPS vs QYLD: Complete Analysis 2026

DIPS — Stock

The YieldMax Short NVDA Option Income Strategy ETF (DIPS) is an actively managed exchanged fund that seeks to generate weekly income through a synthetic covered put strategy on NVIDIA Corp (NVDA). The strategy is designed to capture option premiums while providing inverse (short) exposure to the share price movements of NVDA, with risk management through purchased call options.

Full DIPS Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.