HomeCompareDIRT vs JEPI

DIRT vs JEPI: Dividend Comparison 2026

DIRT yields 6.47% · JEPI yields 8.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DIRT wins by $1.7K in total portfolio value
10 years
DIRT
DIRT
● Live price
6.47%
Share price
$30.91
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$976.65
Full DIRT calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.40%
Share price
$56.68
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$1,528.62
Full JEPI calculator →

Portfolio growth — DIRT vs JEPI

📍 DIRT pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDIRTJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, DIRT + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DIRT pays
JEPI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DIRT
Annual income on $10K today (after 15% tax)
$549.99/yr
After 10yr DRIP, annual income (after tax)
$830.15/yr
JEPI
Annual income on $10K today (after 15% tax)
$714.16/yr
After 10yr DRIP, annual income (after tax)
$1,299.33/yr
At 15% tax rate, JEPI beats the other by $469.17/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DIRT + JEPI for your $10,000?

DIRT: 50%JEPI: 50%
100% JEPI50/50100% DIRT
Portfolio after 10yr
$29.8K
Annual income
$1,252.63/yr
Blended yield
4.20%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DIRT buys
0
JEPI buys
0
No recent congressional trades found for DIRT or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDIRTJEPI
Forward yield6.47%8.40%
Annual dividend / share$2.00$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$30.7K$29.0K
Annual income after 10y$976.65$1,528.62
Total dividends collected$8.2K$11.7K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: DIRT vs JEPI ($10,000, DRIP)

YearDIRT PortfolioDIRT Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$11,347$647.04$11,260$840.19+$87.00DIRT
2$12,828$686.17$12,641$907.94+$187.00DIRT
3$14,450$724.95$14,150$978.20+$300.00DIRT
4$16,225$763.24$15,795$1,050.85+$430.00DIRT
5$18,162$800.91$17,584$1,125.74+$578.00DIRT
6$20,271$837.86$19,526$1,202.74+$745.00DIRT
7$22,564$873.99$21,628$1,281.69+$936.00DIRT
8$25,053$909.20$23,898$1,362.43+$1.2KDIRT
9$27,750$943.44$26,347$1,444.79+$1.4KDIRT
10$30,669$976.65$28,982$1,528.62+$1.7KDIRT

DIRT vs JEPI: Complete Analysis 2026

DIRTStock

DIRT is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in DIRT shares.

Full DIRT Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
📬

Get this DIRT vs JEPI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

DIRT vs SCHDDIRT vs ODIRT vs KODIRT vs MAINDIRT vs JEPQDIRT vs XYLDDIRT vs DIVODIRT vs QYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.