Is DLINX or SPHD a better dividend investment in 2026?

DLINX currently yields 5.38% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: DLINX offers higher current income.

What is the dividend yield difference between DLINX and SPHD?

DLINX has a forward dividend yield of 5.38% ($0.47/share annually). SPHD yields 4.00% ($2.00/share annually). The yield gap is 1.38 percentage points.

Home › Compare › DLINX vs SPHD

DLINX vs SPHD: Dividend Comparison 2026

DLINX yields 5.38% · SPHD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DLINX wins by $453.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

DLINX

● Live price

5.38%

Share price

$8.67

Annual div

$0.47

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.5K

Annual income

$758.89

Full DLINX calculator →

SPHD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — DLINX vs SPHD

📍 DLINX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	DLINX	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, DLINX + SPHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

DLINX pays

SPHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DLINX

Annual income on $10K today (after 15% tax)

$457.41/yr

After 10yr DRIP, annual income (after tax)

$645.06/yr

SPHD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, SPHD beats the other by $119.26/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DLINX + SPHD for your $10,000?

DLINX: 50%SPHD: 50%

100% SPHD50/50100% DLINX

Portfolio after 10yr

$28.3K

Annual income

$829.05/yr

Blended yield

2.93%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DLINX buys

SPHD buys

No recent congressional trades found for DLINX or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricDLINXSPHD

Forward yield	5.38% ✓	4.00%
Annual dividend / share	$0.47	$2.00 ✓
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$28.5K ✓	$28.0K
Annual income after 10y	$758.89	$899.19 ✓
Total dividends collected	$6.5K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: DLINX vs SPHD ($10,000, DRIP)

Year	DLINX Portfolio	DLINX Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$11,238	$538.13	$11,120	$420.00	+$118.00 → DLINX
2	$12,590	$565.20	$12,357	$458.31	+$233.00 → DLINX
3	$14,063	$591.76	$13,721	$499.76	+$342.00 → DLINX
4	$15,665	$617.76	$15,227	$544.58	+$438.00 → DLINX
5	$17,405	$643.12	$16,885	$593.02	+$520.00 → DLINX
6	$19,291	$667.79	$18,713	$645.34	+$578.00 → DLINX
7	$21,333	$691.74	$20,724	$701.81	+$609.00 → DLINX
8	$23,541	$714.92	$22,938	$762.73	+$603.00 → DLINX
9	$25,927	$737.31	$25,372	$828.41	+$555.00 → DLINX
10	$28,500	$758.89	$28,047	$899.19	+$453.00 → DLINX

DLINX vs SPHD: Complete Analysis 2026

DLINX — Stock

The fund seeks to achieve its investment objective by active asset allocation among market sectors in the fixed income universe. These sectors may include, for example, U.S. government securities, corporate debt securities, mortgage- and other asset-backed securities, foreign debt securities, including emerging market debt securities, loans, and high yield debt securities. It may invest in securities of any credit quality. The fund may invest without limit in securities rated below investment grade or unrated securities judged by the Adviser to be of comparable quality.

Full DLINX Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

📬

Get this DLINX vs SPHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

DLINX vs SCHD DLINX vs JEPI DLINX vs O DLINX vs KO DLINX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.