HomeCompareDMBS vs SPHD

DMBS vs SPHD: Dividend Comparison 2026

DMBS yields 5.01% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 DMBS wins by $1.3K in total portfolio value
10 years
DMBS
DMBS
● Live price
5.01%
Share price
$49.33
Annual div
$2.47
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$690.51
Full DMBS calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — DMBS vs SPHD

📍 DMBS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDMBSSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, DMBS + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DMBS pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DMBS
Annual income on $10K today (after 15% tax)
$425.96/yr
After 10yr DRIP, annual income (after tax)
$586.93/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, DMBS beats the other by $101.31/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of DMBS + SPHD for your $10,000?

DMBS: 50%SPHD: 50%
100% SPHD50/50100% DMBS
Portfolio after 10yr
$27.2K
Annual income
$630.91/yr
Blended yield
2.32%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DMBS buys
0
SPHD buys
0
No recent congressional trades found for DMBS or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDMBSSPHD
Forward yield5.01%4.33%
Annual dividend / share$2.47$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.8K$26.5K
Annual income after 10y$690.51$571.32
Total dividends collected$6.0K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: DMBS vs SPHD ($10,000, DRIP)

YearDMBS PortfolioDMBS Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,201$501.14$11,133$432.85+$68.00DMBS
2$12,510$524.61$12,363$450.36+$147.00DMBS
3$13,933$547.57$13,695$467.39+$238.00DMBS
4$15,478$569.97$15,138$483.90+$340.00DMBS
5$17,154$591.76$16,697$499.88+$457.00DMBS
6$18,967$612.90$18,382$515.31+$585.00DMBS
7$20,928$633.37$20,198$530.17+$730.00DMBS
8$23,046$653.14$22,157$544.46+$889.00DMBS
9$25,332$672.19$24,266$558.18+$1.1KDMBS
10$27,796$690.51$26,536$571.32+$1.3KDMBS

DMBS vs SPHD: Complete Analysis 2026

DMBSStock

The fund is an actively managed exchange-traded fund (“ETF”). Under normal circumstances, the fund will invest at least 80% of its net assets (plus the amount of any borrowings for investment purposes) in residential mortgage-backed securities (RMBS) and other residential mortgage-related securities (together, “Residential Mortgage Securities”) deemed to be rated investment grade at the time of purchase. The fund is non-diversified.

Full DMBS Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.