Is DMCHY or RYLD a better dividend investment in 2026?

DMCHY currently yields 6.98% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between DMCHY and RYLD?

DMCHY has a forward dividend yield of 6.98% ($0.14/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 5.16 percentage points.

Home › Compare › DMCHY vs RYLD

DMCHY vs RYLD: Dividend Comparison 2026

DMCHY yields 6.98% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $23.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

DMCHY

● Live price

6.98%

Share price

$2.00

Annual div

$0.14

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.9K

Annual income

$0.72

Full DMCHY calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — DMCHY vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	DMCHY	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, DMCHY + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

DMCHY pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DMCHY

Annual income on $10K today (after 15% tax)

$593.64/yr

After 10yr DRIP, annual income (after tax)

$0.61/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYLD beats the other by $2,198.64/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DMCHY + RYLD for your $10,000?

DMCHY: 50%RYLD: 50%

100% RYLD50/50100% DMCHY

Portfolio after 10yr

$32.7K

Annual income

$1,294.03/yr

Blended yield

3.96%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DMCHY buys

RYLD buys

No recent congressional trades found for DMCHY or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricDMCHYRYLD

Forward yield	6.98%	12.14% ✓
Annual dividend / share	$0.14	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$20.9K	$44.5K ✓
Annual income after 10y	$0.72	$2,587.35 ✓
Total dividends collected	$713.00 ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: DMCHY vs RYLD ($10,000, DRIP)

Year	DMCHY Portfolio	DMCHY Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,049	$349.20	$11,914	$1,213.65	$865.00 → RYLD
2	$12,003	$180.30	$14,099	$1,351.30	$2.1K → RYLD
3	$12,935	$91.52	$16,580	$1,494.55	$3.6K → RYLD
4	$13,886	$46.09	$19,384	$1,642.61	$5.5K → RYLD
5	$14,881	$23.12	$22,535	$1,794.70	$7.7K → RYLD
6	$15,935	$11.58	$26,063	$1,950.00	$10.1K → RYLD
7	$17,056	$5.79	$29,995	$2,107.69	$12.9K → RYLD
8	$18,253	$2.90	$34,361	$2,266.99	$16.1K → RYLD
9	$19,532	$1.45	$39,194	$2,427.12	$19.7K → RYLD
10	$20,900	$0.72	$44,525	$2,587.35	$23.6K → RYLD

DMCHY vs RYLD: Complete Analysis 2026

DMCHY — Stock

DMCI Holdings, Inc., through its subsidiaries, engages in the general construction, coal and nickel mining, power generation, real estate development, water concession, and manufacturing businesses in the Philippines and internationally. It operates through seven segments: Construction and Others, Coal Mining, Nickel Mining, Real Estate, On-Grid Power, Off-Grid Power, and Water. It constructs various projects comprising commercial and residential buildings; bridges, power plants, industrial plants; and chapels, hotels, irrigation dams, power transmission lines, and theaters. The company is also involved in the production and trading of concrete products; and handling steel fabrication, and electrical and foundation works. In addition, it engages in the development of mid-income residential properties under the DMCI Homes brand; generation of power through coal-fired and satellite power plants; exploration, mining, development, and sale of coal resources on Semirara Island in Caluya, Antique; mining, extracting, and selling of nickel, chromite, and iron laterite from Berong, Moorsom, and Ulugan mines in Palawan, as well as from Acoje mines in Zambales; and provision of water and sewerage service. The company was incorporated in 1995 and is based in Makati City, the Philippines.

Full DMCHY Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this DMCHY vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

DMCHY vs SCHD DMCHY vs JEPI DMCHY vs O DMCHY vs KO DMCHY vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.