HomeCompareDMF vs JEPI

DMF vs JEPI: Dividend Comparison 2026

DMF yields 13.47% · JEPI yields 8.56%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 JEPI wins by $7.2K in total portfolio value· pulled ahead in Year 2
10 years
DMF
DMF
● Live price
13.47%
Share price
$6.98
Annual div
$0.94
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.1K
Annual income
$1.48
Full DMF calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.56%
Share price
$55.65
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.3K
Annual income
$1,573.67
Full JEPI calculator →

Portfolio growth — DMF vs JEPI

📍 JEPI pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDMFJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, DMF + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DMF pays
JEPI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DMF
Annual income on $10K today (after 15% tax)
$1,144.70/yr
After 10yr DRIP, annual income (after tax)
$1.26/yr
JEPI
Annual income on $10K today (after 15% tax)
$727.38/yr
After 10yr DRIP, annual income (after tax)
$1,337.62/yr
At 15% tax rate, JEPI beats the other by $1,336.36/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DMF + JEPI for your $10,000?

DMF: 50%JEPI: 50%
100% JEPI50/50100% DMF
Portfolio after 10yr
$25.7K
Annual income
$787.57/yr
Blended yield
3.06%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DMF buys
0
JEPI buys
0
No recent congressional trades found for DMF or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDMFJEPI
Forward yield13.47%8.56%
Annual dividend / share$0.94$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$22.1K$29.3K
Annual income after 10y$1.48$1,573.67
Total dividends collected$1.4K$12.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: DMF vs JEPI ($10,000, DRIP)

YearDMF PortfolioDMF Income/yrJEPI PortfolioJEPI Income/yrGap
1$11,373$673.35$11,276$855.74+$97.00DMF
2← crossover$12,527$357.86$12,675$926.02$148.00JEPI
3$13,588$184.19$14,207$999.01$619.00JEPI
4$14,633$93.36$15,878$1,074.57$1.2KJEPI
5$15,704$46.98$17,697$1,152.57$2.0KJEPI
6$16,827$23.56$19,674$1,232.87$2.8KJEPI
7$18,017$11.80$21,815$1,315.29$3.8KJEPI
8$19,284$5.90$24,131$1,399.68$4.8KJEPI
9$20,637$2.95$26,630$1,485.86$6.0KJEPI
10$22,083$1.48$29,323$1,573.67$7.2KJEPI

DMF vs JEPI: Complete Analysis 2026

DMFStock

BNY Mellon Municipal Income, Inc. is a closed ended fixed income mutual fund launched and managed by BNY Mellon Investment Adviser, Inc. It invests in the fixed income markets of the United States. The fund primarily invests in municipal obligations that are rated investment grade and have maturities of less than one year. It employs fundamental analysis to create its portfolio. The fund was formerly known as Dreyfus Municipal Income, Inc. BNY Mellon Municipal Income, Inc. was formed on October 24, 1988 and is domiciled in the United States.

Full DMF Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.