Is DMYS or RYLD a better dividend investment in 2026?

DMYS currently yields 19.51% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: DMYS offers higher current income.

What is the dividend yield difference between DMYS and RYLD?

DMYS has a forward dividend yield of 19.51% ($2.00/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 7.12 percentage points.

Home › Compare › DMYS vs RYLD

DMYS vs RYLD: Dividend Comparison 2026

DMYS yields 19.51% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DMYS wins by $25.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

DMYS

● Live price

19.51%

Share price

$10.25

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$70.9K

Annual income

$6,394.90

Full DMYS calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — DMYS vs RYLD

📍 DMYS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	DMYS	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, DMYS + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

DMYS pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DMYS

Annual income on $10K today (after 15% tax)

$1,658.54/yr

After 10yr DRIP, annual income (after tax)

$5,435.67/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, DMYS beats the other by $3,155.13/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of DMYS + RYLD for your $10,000?

DMYS: 50%RYLD: 50%

100% RYLD50/50100% DMYS

Portfolio after 10yr

$58.1K

Annual income

$4,538.94/yr

Blended yield

7.82%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DMYS buys

RYLD buys

No recent congressional trades found for DMYS or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricDMYSRYLD

Forward yield	19.51% ✓	12.39%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$70.9K ✓	$45.3K
Annual income after 10y	$6,394.90 ✓	$2,682.98
Total dividends collected	$39.8K ✓	$19.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: DMYS vs RYLD ($10,000, DRIP)

Year	DMYS Portfolio	DMYS Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$12,651	$1,951.22	$11,939	$1,239.34	+$712.00 → DMYS
2	$15,844	$2,307.04	$14,158	$1,382.89	+$1.7K → DMYS
3	$19,653	$2,700.22	$16,682	$1,532.59	+$3.0K → DMYS
4	$24,159	$3,130.30	$19,537	$1,687.64	+$4.6K → DMYS
5	$29,447	$3,596.27	$22,752	$1,847.20	+$6.7K → DMYS
6	$35,604	$4,096.58	$26,355	$2,010.43	+$9.2K → DMYS
7	$42,726	$4,629.21	$30,376	$2,176.45	+$12.3K → DMYS
8	$50,908	$5,191.72	$34,847	$2,344.43	+$16.1K → DMYS
9	$60,253	$5,781.31	$39,800	$2,513.54	+$20.5K → DMYS
10	$70,866	$6,394.90	$45,269	$2,682.98	+$25.6K → DMYS

DMYS vs RYLD: Complete Analysis 2026

DMYS — Stock

dMY Technology Group, Inc. VI does not have significant operations. The company focuses on effecting a merger, capital stock exchange, asset acquisition, stock purchase, reorganization, or related business combination with one or more businesses. It intends to identify a business combination target within the mobile application ecosystem or gaming, enterprise cloud, and consumer internet companies. The company was formerly known as TdMY Technology Group, Inc. and changed its name to dMY Technology Group, Inc. VI in July 2021. dMY Technology Group, Inc. VI was incorporated in 2021 and is based in Las Vegas, Nevada.

Full DMYS Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.