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DNIF vs ADC: Dividend Comparison 2026

DNIF yields 8.22% · ADC yields 4.13%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 DNIF wins by $131.90M in total portfolio value
10 years
DNIF
DNIF
● Live price
8.22%
Share price
$12.17
Annual div
$1.00
5Y div CAGR
68.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$132.08M
Annual income
$116,831,074.07
Full DNIF calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — DNIF vs ADC

📍 DNIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDNIFADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, DNIF + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DNIF pays
ADC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DNIF
Annual income on $10K today (after 15% tax)
$698.44/yr
After 10yr DRIP, annual income (after tax)
$99,306,412.96/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, DNIF beats the other by $99,237,735.26/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DNIF + ADC for your $10,000?

DNIF: 50%ADC: 50%
100% ADC50/50100% DNIF
Portfolio after 10yr
$66.13M
Annual income
$58,455,935.68/yr
Blended yield
88.40%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

DNIF
No analyst data
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DNIF buys
0
ADC buys
0
No recent congressional trades found for DNIF or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDNIFADC
Forward yield8.22%4.13%
Annual dividend / share$1.00$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR68.4%40.4%
Portfolio after 10y$132.08M$178.9K
Annual income after 10y$116,831,074.07$80,797.29
Total dividends collected$130.86M$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: DNIF vs ADC ($10,000, DRIP)

YearDNIF PortfolioDNIF Income/yrADC PortfolioADC Income/yrGap
1← crossover$12,084$1,383.73$10,990$580.36+$1.1KDNIF
2$15,561$2,631.55$12,301$860.26+$3.3KDNIF
3$21,984$5,333.47$14,104$1,298.62+$7.9KDNIF
4$35,381$11,858.53$16,691$2,008.16+$18.7KDNIF
5$67,895$30,037.12$20,580$3,205.09+$47.3KDNIF
6$163,363$90,715.49$26,754$5,330.02+$136.6KDNIF
7$518,322$343,522.91$37,196$9,345.14+$481.1KDNIF
8$2,269,979$1,715,374.54$56,244$17,523.09+$2.21MDNIF
9$14,252,205$11,823,328.36$94,286$35,736.21+$14.16MDNIF
10$132,080,934$116,831,074.07$178,949$80,797.29+$131.90MDNIF

DNIF vs ADC: Complete Analysis 2026

DNIFStock

Dividend and Income Fund is a closed-ended equity mutual fund launched and managed by Bexil Advisers LLC. It invests in public equity markets across the globe. The fund seeks to invest in stocks of companies operating across diversified sectors. It primarily invests in dividend paying stocks of companies across all capitalizations. The fund also invests through closed end funds, open end funds, business development companies, exchange traded funds, and real estate investment trusts. It employs fundamental analysis with a focus on such factors as yield, financial strength, profitability, growth potential, and risks to create its portfolio. The fund benchmarks the performance of its portfolio against the Standard & Poor's 500 Composite Index. It was formerly known as Chartwell Dividend & Income Fund Inc. Dividend and Income Fund was formed on June 9, 1998 and is domiciled in the United States.

Full DNIF Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.