Is DOCRF or SCHD a better dividend investment in 2026?

DOCRF currently yields 9756.10% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: DOCRF offers higher current income.

What is the dividend yield difference between DOCRF and SCHD?

DOCRF has a forward dividend yield of 9756.10% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 9752.64 percentage points.

Home › Compare › DOCRF vs SCHD

DOCRF vs SCHD: Dividend Comparison 2026

DOCRF yields 9756.10% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DOCRF wins by $43230381229833840.00M in total portfolio value

INVESTMENT

TIME HORIZON10 years

DOCRF

● Live price

9756.10%

Share price

$0.02

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$43230381229833840.00M

Annual income

$42,375,942,331,967,610,000,000.00

Full DOCRF calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — DOCRF vs SCHD

📍 DOCRF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	DOCRF	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, DOCRF + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

DOCRF pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DOCRF

Annual income on $10K today (after 15% tax)

$829,268.29/yr

After 10yr DRIP, annual income (after tax)

$36,019,550,982,172,465,000,000.00/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, DOCRF beats the other by $36,019,550,982,172,465,000,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of DOCRF + SCHD for your $10,000?

DOCRF: 50%SCHD: 50%

100% SCHD50/50100% DOCRF

Portfolio after 10yr

$21615190614916920.00M

Annual income

$21,187,971,165,983,804,000,000.00/yr

Blended yield

98.02%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DOCRF buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricDOCRFSCHD

Forward yield	9756.10% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$43230381229833840.00M ✓	$29.0K
Annual income after 10y	$42,375,942,331,967,610,000,000.00 ✓	$425.95
Total dividends collected	$43173501257510792.00M ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: DOCRF vs SCHD ($10,000, DRIP)

Year	DOCRF Portfolio	DOCRF Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$986,310	$975,609.76	$11,226	$346.36	+$975.1K → DOCRF
2	$90,985,578	$89,930,226.22	$12,572	$357.38	+$90.97M → DOCRF
3	$7,850,557,226	$7,753,202,657.96	$14,046	$367.84	+$7850.54M → DOCRF
4	$633,609,188,528	$625,209,092,296.54	$15,660	$377.73	+$633609.17M → DOCRF
5	$47,836,734,147,594	$47,158,772,315,868.44	$17,425	$387.07	+$47836734.13M → DOCRF
6	$3,378,690,702,500,742	$3,327,505,396,962,816.50	$19,354	$395.86	+$3378690702.48M → DOCRF
7	$223,260,494,299,726,370	$219,645,295,248,050,560.00	$21,461	$404.13	+$223260494299.70M → DOCRF
8	$13,803,319,479,942,732,000	$13,564,430,751,042,025,000.00	$23,762	$411.89	+$13803319479942.71M → DOCRF
9	$798,541,026,043,208,800,000	$783,771,474,199,670,000,000.00	$26,272	$419.15	+$798541026043208.75M → DOCRF
10	$43,230,381,229,833,840,000,000	$42,375,942,331,967,610,000,000.00	$29,010	$425.95	+$43230381229833840.00M → DOCRF

DOCRF vs SCHD: Complete Analysis 2026

DOCRF — Stock

CloudMD Software & Services Inc. operates as a healthcare technology company in North America. The company operates through three segments: Clinic Services & Pharmacies, Digital Health Services, and Enterprise Health Solutions. It offers enterprise health solutions, including mental health support, healthcare navigation, rehabilitation and assessments, education, and absence management and occupational health. The company also provides billing and electronic medical records solutions; MyHealthAccess, a patient portal that enables online appointment booking and virtual care visits; and Health and Wellness, a real time intervention and prevention platform, which enables an automated real time inquiry of disparate data sources in various domains, identify indicators, and compute risk scores. In addition, it offers iMD platform for peer-reviewed educational resources; telemedicine services; and VisionPros, an online vision care platform that provides contact lenses to customers. Further, the company operates a network of hybrid medical and rehabilitation clinics; and medical clinics for family practice and patient care on-site, as well as retails prescription drugs, over-the-counter drugs, and other front store items through two pharmacies. Additionally, it provides patient support programs that offers navigation and support for holistic disease management and clinical treatment outcomes; and pharmaceutical logistic services, including drug distribution and patient navigation assistance, as well as real-time universal disease management software. The company was formerly known as Premier Health Group Inc. and changed its name to CloudMD Software & Services Inc. in February 2020. The company was incorporated in 2013 and is headquartered in Vancouver, Canada.

Full DOCRF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.