Is DRAYU or SCHD a better dividend investment in 2026?

DRAYU currently yields 20.06% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: DRAYU offers higher current income.

What is the dividend yield difference between DRAYU and SCHD?

DRAYU has a forward dividend yield of 20.06% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 16.60 percentage points.

Home › Compare › DRAYU vs SCHD

DRAYU vs SCHD: Dividend Comparison 2026

DRAYU yields 20.06% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DRAYU wins by $44.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

DRAYU

● Live price

20.06%

Share price

$9.97

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$73.3K

Annual income

$6,782.35

Full DRAYU calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — DRAYU vs SCHD

📍 DRAYU pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	DRAYU	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, DRAYU + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

DRAYU pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DRAYU

Annual income on $10K today (after 15% tax)

$1,705.12/yr

After 10yr DRIP, annual income (after tax)

$5,765.00/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, DRAYU beats the other by $5,402.94/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of DRAYU + SCHD for your $10,000?

DRAYU: 50%SCHD: 50%

100% SCHD50/50100% DRAYU

Portfolio after 10yr

$51.2K

Annual income

$3,604.14/yr

Blended yield

7.05%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DRAYU buys

SCHD buys

No recent congressional trades found for DRAYU or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricDRAYUSCHD

Forward yield	20.06% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$73.3K ✓	$29.0K
Annual income after 10y	$6,782.35 ✓	$425.95
Total dividends collected	$41.7K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: DRAYU vs SCHD ($10,000, DRIP)

Year	DRAYU Portfolio	DRAYU Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$12,706	$2,006.02	$11,226	$346.36	+$1.5K → DRAYU
2	$15,978	$2,382.10	$12,572	$357.38	+$3.4K → DRAYU
3	$19,895	$2,799.48	$14,046	$367.84	+$5.8K → DRAYU
4	$24,546	$3,257.90	$15,660	$377.73	+$8.9K → DRAYU
5	$30,021	$3,756.48	$17,425	$387.07	+$12.6K → DRAYU
6	$36,416	$4,293.75	$19,354	$395.86	+$17.1K → DRAYU
7	$43,833	$4,867.70	$21,461	$404.13	+$22.4K → DRAYU
8	$52,377	$5,475.79	$23,762	$411.89	+$28.6K → DRAYU
9	$62,158	$6,115.10	$26,272	$419.15	+$35.9K → DRAYU
10	$73,292	$6,782.35	$29,010	$425.95	+$44.3K → DRAYU

DRAYU vs SCHD: Complete Analysis 2026

DRAYU — Stock

Macondray Capital Acquisition Corp. I does not have significant operations. The company intends to effect a merger or mergers, amalgamation, share exchange, share purchase, asset acquisition, reorganization, or similar business combination with one or more businesses. It intends to focus on companies in the software, data and technology, media, and telecom industries. The company was incorporated in 2021 and is based in Woodside, California.

Full DRAYU Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.