Is DRCTW or QYLD a better dividend investment in 2026?

DRCTW currently yields 441.01% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: DRCTW offers higher current income.

What is the dividend yield difference between DRCTW and QYLD?

DRCTW has a forward dividend yield of 441.01% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 429.09 percentage points.

Home › Compare › DRCTW vs QYLD

DRCTW vs QYLD: Dividend Comparison 2026

DRCTW yields 441.01% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DRCTW wins by $61347162598939000832.00M in total portfolio value

INVESTMENT

TIME HORIZON10 years

DRCTW

● Live price

441.01%

Share price

$0.45

Annual div

$2.00

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$61347162598939000832.00M

Annual income

$61,320,451,579,684,600,000,000,000.00

Full DRCTW calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — DRCTW vs QYLD

📍 DRCTW pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	DRCTW	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, DRCTW + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

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Jul

—

Aug

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Sep

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Oct

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Nov

—

Dec

—

DRCTW pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DRCTW

Annual income on $10K today (after 15% tax)

$37,486.22/yr

After 10yr DRIP, annual income (after tax)

$52,122,383,842,731,905,000,000,000.00/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, DRCTW beats the other by $52,122,383,842,731,905,000,000,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of DRCTW + QYLD for your $10,000?

DRCTW: 50%QYLD: 50%

100% QYLD50/50100% DRCTW

Portfolio after 10yr

$30673581299469500416.00M

Annual income

$30,660,225,789,842,300,000,000,000.00/yr

Blended yield

99.96%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DRCTW buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricDRCTWQYLD

Forward yield	441.01% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$61347162598939000832.00M ✓	$25.4K
Annual income after 10y	$61,320,451,579,684,600,000,000,000.00 ✓	$5,659.31
Total dividends collected	$61345413818575388672.00M ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: DRCTW vs QYLD ($10,000, DRIP)

Year	DRCTW Portfolio	DRCTW Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$98,903	$88,202.87	$10,352	$1,192.36	+$88.6K → DRCTW
2	$1,736,390	$1,630,563.80	$10,830	$1,347.57	+$1.73M → DRCTW
3	$55,366,388	$53,508,451.08	$11,460	$1,539.07	+$55.35M → DRCTW
4	$3,248,337,704	$3,189,095,668.29	$12,275	$1,777.84	+$3248.33M → DRCTW
5	$353,202,385,073	$349,726,663,730.09	$13,323	$2,078.95	+$353202.37M → DRCTW
6	$71,456,289,610,624	$71,078,363,058,595.50	$14,667	$2,463.34	+$71456289.60M → DRCTW
7	$26,954,676,066,165,284	$26,878,217,836,281,916.00	$16,396	$2,960.57	+$26954676066.15M → DRCTW
8	$18,980,199,810,220,000,000	$18,951,358,306,829,200,000.00	$18,631	$3,612.97	+$18980199810219.98M → DRCTW
9	$24,963,569,396,632,506,000,000	$24,943,260,582,835,570,000,000.00	$21,548	$4,482.15	+$24963569396632508.00M → DRCTW
10	$61,347,162,598,939,005,000,000,000	$61,320,451,579,684,600,000,000,000.00	$25,398	$5,659.31	+$61347162598939000832.00M → DRCTW

DRCTW vs QYLD: Complete Analysis 2026

DRCTW — Stock

Direct Digital Holdings, Inc. operates as an end-to-end full-service programmatic advertising platform. The company's platform primarily focuses on providing advertising technology, data-driven campaign optimization, and other solutions to underserved and less efficient markets on both the buy- and sell-side of the digital advertising ecosystem. It serves various industry verticals, such as travel, healthcare, education, financial services, consumer products, etc. with focus on small- and mid-sized businesses. The company was founded in 2018 and is headquartered in Houston, Texas.

Full DRCTW Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.