Is DRIHX or XYLD a better dividend investment in 2026?

DRIHX currently yields 4.90% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between DRIHX and XYLD?

DRIHX has a forward dividend yield of 4.90% ($0.83/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 6.08 percentage points.

Home › Compare › DRIHX vs XYLD

DRIHX vs XYLD: Dividend Comparison 2026

DRIHX yields 4.90% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DRIHX wins by $2.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

DRIHX

● Live price

4.90%

Share price

$16.85

Annual div

$0.83

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.6K

Annual income

$670.33

Full DRIHX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — DRIHX vs XYLD

📍 DRIHX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	DRIHX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, DRIHX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

—

DRIHX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DRIHX

Annual income on $10K today (after 15% tax)

$416.44/yr

After 10yr DRIP, annual income (after tax)

$569.78/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,166.39/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of DRIHX + XYLD for your $10,000?

DRIHX: 50%XYLD: 50%

100% XYLD50/50100% DRIHX

Portfolio after 10yr

$26.4K

Annual income

$1,944.67/yr

Blended yield

7.36%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DRIHX buys

XYLD buys

No recent congressional trades found for DRIHX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricDRIHXXYLD

Forward yield	4.90%	10.98% ✓
Annual dividend / share	$0.83	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$27.6K ✓	$25.3K
Annual income after 10y	$670.33	$3,219.02 ✓
Total dividends collected	$5.8K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: DRIHX vs XYLD ($10,000, DRIP)

Year	DRIHX Portfolio	DRIHX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,190	$489.93	$10,818	$1,098.39	+$372.00 → DRIHX
2	$12,486	$512.36	$11,738	$1,222.51	+$748.00 → DRIHX
3	$13,894	$534.29	$12,774	$1,364.64	+$1.1K → DRIHX
4	$15,422	$555.65	$13,944	$1,527.86	+$1.5K → DRIHX
5	$17,078	$576.42	$15,270	$1,715.87	+$1.8K → DRIHX
6	$18,870	$596.56	$16,775	$1,933.09	+$2.1K → DRIHX
7	$20,807	$616.03	$18,490	$2,184.87	+$2.3K → DRIHX
8	$22,898	$634.83	$20,450	$2,477.63	+$2.4K → DRIHX
9	$25,154	$652.93	$22,697	$2,819.19	+$2.5K → DRIHX
10	$27,585	$670.33	$25,280	$3,219.02	+$2.3K → DRIHX

DRIHX vs XYLD: Complete Analysis 2026

DRIHX — Stock

To achieve its investment objective, the Portfolio allocates its assets to other mutual funds managed by the Advisor according to an asset allocation strategy designed for investors planning to retire in or within a few years of 2040 and are planning to withdraw the value of the investment in the Portfolio over many years after the target date. Over time, the Portfolio's allocation to the underlying funds is expected to change based on an asset allocation strategy that generally becomes more conservative until reaching the "landing point".

Full DRIHX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.