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DRIP vs JEPI: Dividend Comparison 2026

DRIP yields 4.40% · JEPI yields 8.56%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 JEPI wins by $2.7K in total portfolio value
10 years
DRIP
DRIP
● Live price
4.40%
Share price
$3.98
Annual div
$0.18
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.7K
Annual income
$583.77
Full DRIP calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.56%
Share price
$55.65
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.3K
Annual income
$1,573.67
Full JEPI calculator →

Portfolio growth — DRIP vs JEPI

📍 JEPI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDRIPJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, DRIP + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DRIP pays
JEPI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DRIP
Annual income on $10K today (after 15% tax)
$374.19/yr
After 10yr DRIP, annual income (after tax)
$496.20/yr
JEPI
Annual income on $10K today (after 15% tax)
$727.38/yr
After 10yr DRIP, annual income (after tax)
$1,337.62/yr
At 15% tax rate, JEPI beats the other by $841.42/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DRIP + JEPI for your $10,000?

DRIP: 50%JEPI: 50%
100% JEPI50/50100% DRIP
Portfolio after 10yr
$28.0K
Annual income
$1,078.71/yr
Blended yield
3.85%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DRIP buys
0
JEPI buys
0
No recent congressional trades found for DRIP or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDRIPJEPI
Forward yield4.40%8.56%
Annual dividend / share$0.18$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.7K$29.3K
Annual income after 10y$583.77$1,573.67
Total dividends collected$5.2K$12.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: DRIP vs JEPI ($10,000, DRIP)

YearDRIP PortfolioDRIP Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$11,140$440.23$11,276$855.74$136.00JEPI
2$12,378$458.34$12,675$926.02$297.00JEPI
3$13,721$475.96$14,207$999.01$486.00JEPI
4$15,174$493.07$15,878$1,074.57$704.00JEPI
5$16,746$509.63$17,697$1,152.57$951.00JEPI
6$18,444$525.62$19,674$1,232.87$1.2KJEPI
7$20,276$541.04$21,815$1,315.29$1.5KJEPI
8$22,251$555.87$24,131$1,399.68$1.9KJEPI
9$24,379$570.11$26,630$1,485.86$2.3KJEPI
10$26,669$583.77$29,323$1,573.67$2.7KJEPI

DRIP vs JEPI: Complete Analysis 2026

DRIPStock

The Direxion Daily S&P Oil & Gas Exp. & Prod. Bull and Bear 2X ETFs seek daily investment results, before fees and expenses, of 200%, or 200% of the inverse (or opposite), of the performance of the S&P Oil & Gas Exploration & Production Select Industry Index. There is no guarantee the funds will achieve their stated investment objectives.

Full DRIP Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.