HomeCompareDRMMF vs SPHD

DRMMF vs SPHD: Dividend Comparison 2026

DRMMF yields 9.17% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 DRMMF wins by $246744.09M in total portfolio value
10 years
DRMMF
DRMMF
● Live price
9.17%
Share price
$0.91
Annual div
$0.08
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$246744.11M
Annual income
$241,681,256,252.56
Full DRMMF calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — DRMMF vs SPHD

📍 DRMMF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDRMMFSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, DRMMF + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DRMMF pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DRMMF
Annual income on $10K today (after 15% tax)
$779.48/yr
After 10yr DRIP, annual income (after tax)
$205,429,067,814.68/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, DRMMF beats the other by $205,429,067,329.05/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DRMMF + SPHD for your $10,000?

DRMMF: 50%SPHD: 50%
100% SPHD50/50100% DRMMF
Portfolio after 10yr
$123372.07M
Annual income
$120,840,628,411.94/yr
Blended yield
97.95%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DRMMF buys
0
SPHD buys
0
No recent congressional trades found for DRMMF or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDRMMFSPHD
Forward yield9.17%4.33%
Annual dividend / share$0.08$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$246744.11M$26.5K
Annual income after 10y$241,681,256,252.56$571.32
Total dividends collected$246400.37M$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: DRMMF vs SPHD ($10,000, DRIP)

YearDRMMF PortfolioDRMMF Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$12,534$1,834.07$11,133$432.85+$1.4KDRMMF
2$17,708$4,296.88$12,363$450.36+$5.3KDRMMF
3$30,295$11,347.11$13,695$467.39+$16.6KDRMMF
4$68,701$36,284.85$15,138$483.90+$53.6KDRMMF
5$227,311$153,801.36$16,697$499.88+$210.6KDRMMF
6$1,194,411$951,188.59$18,382$515.31+$1.18MDRMMF
7$10,620,161$9,342,141.39$20,198$530.17+$10.60MDRMMF
8$166,627,253$155,263,680.29$22,157$544.46+$166.61MDRMMF
9$4,731,640,900$4,553,349,739.06$24,266$558.18+$4731.62MDRMMF
10$246,744,112,015$241,681,256,252.56$26,536$571.32+$246744.09MDRMMF

DRMMF vs SPHD: Complete Analysis 2026

DRMMFStock

Dream International Limited, an investment holding company, designs, develops, manufactures, and sells toys in Hong Kong, North America, Japan, Europe, the People's Republic of China, Vietnam, Korea, and internationally. The company operates through Plush Stuffed Toys, Plastic Figures, Die-casting Products, and Tarpaulin segments. It manufactures plush stuffed toys on original equipment manufacturing and on original design manufacturing basis. The company also offers plastic figures, die-casting products, dolls, and tarpaulin products, as well as non-seasonal items. In addition, it is involved in the manufacture of fabrics and dyeing products, and business color box and printing products. The company was formerly known as C & H Toy of HK Co., Ltd. and changed its name to Dream International Limited in 2001. Dream International Limited was founded in 1984 and is based in Tsim Sha Tsui, Hong Kong.

Full DRMMF Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.