HomeCompareDSCF vs SCHD

DSCF vs SCHD: Dividend Comparison 2026

DSCF yields 3.17% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $4.5K in total portfolio value
10 years
DSCF
DSCF
● Live price
3.17%
Share price
$24.13
Annual div
$0.77
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.5K
Annual income
$389.34
Full DSCF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — DSCF vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDSCFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, DSCF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DSCF pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DSCF
Annual income on $10K today (after 15% tax)
$269.77/yr
After 10yr DRIP, annual income (after tax)
$330.94/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $31.12/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DSCF + SCHD for your $10,000?

DSCF: 50%SCHD: 50%
100% SCHD50/50100% DSCF
Portfolio after 10yr
$26.8K
Annual income
$407.64/yr
Blended yield
1.52%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DSCF buys
0
SCHD buys
0
No recent congressional trades found for DSCF or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDSCFSCHD
Forward yield3.17%3.46%
Annual dividend / share$0.77$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.5K$29.0K
Annual income after 10y$389.34$425.95
Total dividends collected$3.6K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: DSCF vs SCHD ($10,000, DRIP)

YearDSCF PortfolioDSCF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,017$317.37$11,226$346.36$209.00SCHD
2$12,115$326.79$12,572$357.38$457.00SCHD
3$13,299$335.84$14,046$367.84$747.00SCHD
4$14,575$344.54$15,660$377.73$1.1KSCHD
5$15,948$352.89$17,425$387.07$1.5KSCHD
6$17,425$360.87$19,354$395.86$1.9KSCHD
7$19,013$368.50$21,461$404.13$2.4KSCHD
8$20,720$375.79$23,762$411.89$3.0KSCHD
9$22,553$382.73$26,272$419.15$3.7KSCHD
10$24,521$389.34$29,010$425.95$4.5KSCHD

DSCF vs SCHD: Complete Analysis 2026

DSCFStock

The fund is an actively-managed ETF that seeks to achieve its investment objective by investing in a portfolio of other large, broad-based ETFs that the sub-adviser believes can reduce the fund’s relative stock and bond risks when compared to a traditional diversified market cap-weighted index fund. The fund’s allocation between broad-based U.S. equity ETFs and broad-based foreign focused equity ETFs will generally align with the then-current market cap weighting of the U.S. and foreign equity markets. The fund’s bond sleeve will be comprised of between two and four underlying ETFs.

Full DSCF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.