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DST vs SCHD: Dividend Comparison 2026

DST yields 2.38% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DST wins by $4.21M in total portfolio value· pulled ahead in Year 2
10 years
DST
DST
● Live price
2.38%
Share price
$83.99
Annual div
$2.00
5Y div CAGR
78.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4.24M
Annual income
$3,386,064.48
Full DST calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — DST vs SCHD

📍 DST pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDSTSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, DST + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
DST pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DST
Annual income on $10K today (after 15% tax)
$202.41/yr
After 10yr DRIP, annual income (after tax)
$2,878,154.81/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, DST beats the other by $2,877,792.75/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DST + SCHD for your $10,000?

DST: 50%SCHD: 50%
100% SCHD50/50100% DST
Portfolio after 10yr
$2.14M
Annual income
$1,693,245.21/yr
Blended yield
79.28%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DST buys
0
SCHD buys
0
No recent congressional trades found for DST or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDSTSCHD
Forward yield2.38%3.46% ✓
Annual dividend / share$2.00 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR78.4% ✓0%
Portfolio after 10y$4.24M$29.0K ✓
Annual income after 10y$3,386,064.48 ✓$425.95
Total dividends collected$4.15M ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: DST vs SCHD ($10,000, DRIP)

YearDST PortfolioDST Income/yrSCHD PortfolioSCHD Income/yrGap
1$11,125$424.81$11,226$346.36$101.00 → SCHD
2← crossover$12,692$787.95$12,572$357.38+$120.00 → DST
3$15,079$1,498.76$14,046$367.84+$1.0K → DST
4$19,103$2,968.89$15,660$377.73+$3.4K → DST
5$26,711$6,271.11$17,425$387.07+$9.3K → DST
6$43,201$14,620.06$19,354$395.86+$23.8K → DST
7$85,649$39,423.93$21,461$404.13+$64.2K → DST
8$221,961$130,316.21$23,762$411.89+$198.2K → DST
9$800,568$563,069.97$26,272$419.15+$774.3K → DST
10$4,242,672$3,386,064.48$29,010$425.95+$4.21M → DST

DST vs SCHD: Complete Analysis 2026

DST — Stock

DST is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in DST shares.

Full DST Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.