HomeCompareDTO vs SPHD

DTO vs SPHD: Dividend Comparison 2026

DTO yields 3.56% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $1.4K in total portfolio value
10 years
DTO
DTO
● Live price
3.56%
Share price
$56.21
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.2K
Annual income
$447.28
Full DTO calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — DTO vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDTOSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, DTO + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DTO pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DTO
Annual income on $10K today (after 15% tax)
$302.44/yr
After 10yr DRIP, annual income (after tax)
$380.19/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $105.43/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DTO + SPHD for your $10,000?

DTO: 50%SPHD: 50%
100% SPHD50/50100% DTO
Portfolio after 10yr
$25.9K
Annual income
$509.30/yr
Blended yield
1.97%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DTO buys
0
SPHD buys
0
No recent congressional trades found for DTO or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDTOSPHD
Forward yield3.56%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.2K$26.5K
Annual income after 10y$447.28$571.32
Total dividends collected$4.0K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: DTO vs SPHD ($10,000, DRIP)

YearDTO PortfolioDTO Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,056$355.81$11,133$432.85$77.00SPHD
2$12,197$367.64$12,363$450.36$166.00SPHD
3$13,430$379.07$13,695$467.39$265.00SPHD
4$14,760$390.08$15,138$483.90$378.00SPHD
5$16,194$400.66$16,697$499.88$503.00SPHD
6$17,739$410.83$18,382$515.31$643.00SPHD
7$19,401$420.57$20,198$530.17$797.00SPHD
8$21,189$429.89$22,157$544.46$968.00SPHD
9$23,111$438.79$24,266$558.18$1.2KSPHD
10$25,176$447.28$26,536$571.32$1.4KSPHD

DTO vs SPHD: Complete Analysis 2026

DTOStock

The investment seeks to track the price and yield performance, before fees and expenses, 200% of the inverse daily performance of the Deutsche Bank Liquid Commodity Index - Optimum Yield Oil Excess Return. The fund allows investors to take a short view on the performance of the index. The index is a rules-based index composed of futures contracts on light sweet crude oil (WTI) and is intended to reflect the performance of crude oil.

Full DTO Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
📬

Get this DTO vs SPHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

DTO vs SCHDDTO vs JEPIDTO vs ODTO vs KODTO vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.