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DUK vs SCHD: Dividend Comparison 2026

DUK yields 3.88% · SCHD yields 3.77% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $15.5K in total portfolio value
10 years
DUK
Duke Energy Corporation
3.88%
Share price
$108.20
Annual div
$4.20
5Y div CAGR
2.1%
Payout ratio
73%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.2K
Annual income
$651.85
Full DUK calculator →
SCHD
Schwab U.S. Dividend Equity ETF
3.77%
Share price
$27.84
Annual div
$1.05
5Y div CAGR
13.05%
Payout ratio
38%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,925.82
Full SCHD calculator →

Portfolio growth — DUK vs SCHD

Annual dividend income

MetricDUKSCHD
Forward yield3.88%3.77%
Annual dividend / share$4.20$1.05
Payout ratio73%38%
1-year div growth2%5.18%
5-year div CAGR2.1%13.05%
Portfolio after 10y$21.2K$36.7K
Annual income after 10y$651.85$1,925.82
Total dividends collected$5.2K$10.1K
Payment frequencyquarterlyquarterly
SectorUtilitiesETF

Year-by-year: DUK vs SCHD ($10,000, DRIP)

YearDUK PortfolioDUK Income/yrSCHD PortfolioSCHD Income/yrGap
1$10,816$396.32$11,306$426.37$490.00SCHD
2$11,691$420.03$12,802$500.91$1.1KSCHD
3$12,626$444.84$14,518$589.33$1.9KSCHD
4$13,628$470.77$16,490$694.43$2.9KSCHD
5$14,698$497.85$18,761$819.56$4.1KSCHD
6$15,841$526.13$21,381$968.84$5.5KSCHD
7$17,062$555.63$24,409$1,147.26$7.3KSCHD
8$18,365$586.39$27,918$1,360.94$9.6KSCHD
9$19,755$618.45$31,993$1,617.39$12.2KSCHD
10$21,237$651.85$36,734$1,925.82$15.5KSCHD

DUK vs SCHD: Complete Analysis 2026

DUKUtilities

Duke Energy is one of America's largest electric utilities, serving 8M+ customers across the Southeast and Midwest. A Dividend Aristocrat with 16+ years of consecutive increases. Its regulated business model provides predictable earnings and cash flows, supporting reliable dividend payments regardless of economic conditions.

Full DUK Calculator →

SCHDETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →

Frequently Asked Questions

Is DUK or SCHD better for dividend income in 2026?
DUK currently offers a 3.88% yield (4.20/share/year) while SCHD offers 3.77% (1.05/share/year). DUK provides higher current income. However, SCHD has grown its dividend faster (13.05% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in DUK vs SCHD earn per year?
With $10,000 invested today: DUK pays approximately $388/year. SCHD pays approximately $377/year. With DRIP reinvestment over 10 years, these grow to $652/year (DUK) and $1,926/year (SCHD).
Does DUK or SCHD pay monthly dividends?
DUK pays quarterly dividends. SCHD pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.