HomeCompareDUMSX vs SPHD

DUMSX vs SPHD: Dividend Comparison 2026

DUMSX yields 4.84% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DUMSX wins by $982.00 in total portfolio value
10 years
DUMSX
DUMSX
● Live price
4.84%
Share price
$10.93
Annual div
$0.53
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.5K
Annual income
$659.75
Full DUMSX calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — DUMSX vs SPHD

📍 DUMSX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDUMSXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, DUMSX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DUMSX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DUMSX
Annual income on $10K today (after 15% tax)
$411.40/yr
After 10yr DRIP, annual income (after tax)
$560.79/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, DUMSX beats the other by $78.52/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DUMSX + SPHD for your $10,000?

DUMSX: 50%SPHD: 50%
100% SPHD50/50100% DUMSX
Portfolio after 10yr
$27.0K
Annual income
$613.56/yr
Blended yield
2.27%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DUMSX buys
0
SPHD buys
0
No recent congressional trades found for DUMSX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDUMSXSPHD
Forward yield4.84%4.30%
Annual dividend / share$0.53$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.5K$26.5K
Annual income after 10y$659.75$567.37
Total dividends collected$5.8K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: DUMSX vs SPHD ($10,000, DRIP)

YearDUMSX PortfolioDUMSX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,184$484.00$11,130$430.50+$54.00DUMSX
2$12,473$505.89$12,357$447.82+$116.00DUMSX
3$13,873$527.28$13,687$464.65+$186.00DUMSX
4$15,392$548.11$15,126$480.98+$266.00DUMSX
5$17,038$568.35$16,682$496.78+$356.00DUMSX
6$18,819$587.96$18,362$512.03+$457.00DUMSX
7$20,743$606.92$20,174$526.72+$569.00DUMSX
8$22,820$625.22$22,127$540.84+$693.00DUMSX
9$25,061$642.83$24,230$554.39+$831.00DUMSX
10$27,475$659.75$26,493$567.37+$982.00DUMSX

DUMSX vs SPHD: Complete Analysis 2026

DUMSXStock

The fund seeks to provide a steady flow of tax-exempt income derived from Mississippi municipal securities of investment grade quality (those rated BBB or Baa or higher by U.S. nationally recognized rating services at the time of purchase) with a weighted average nominal maturity normally 10 years or greater. It is non-diversified.

Full DUMSX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.