Is DVY or SYF a better dividend investment in 2026?

DVY currently yields 3.50% with a 5% 5-year dividend growth rate. SYF yields 4.00% with 5% growth. The better choice depends on your goal: SYF offers higher current income.

What is the dividend yield difference between DVY and SYF?

DVY has a forward dividend yield of 3.50% ($5.25/share annually). SYF yields 4.00% ($2.00/share annually). The yield gap is 0.50 percentage points.

Home › Compare › DVY vs SYF

DVY vs SYF: Dividend Comparison 2026

DVY yields 3.50% · SYF yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SYF wins by $3.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

DVY

● Live price

3.50%

Share price

$150.03

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$437.78

Full DVY calculator →

SYF

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SYF calculator →

Portfolio growth — DVY vs SYF

📍 SYF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	DVY	SYF
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, DVY + SYF cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

DVY pays

SYF pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DVY

Annual income on $10K today (after 15% tax)

$297.17/yr

After 10yr DRIP, annual income (after tax)

$372.11/yr

SYF

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, SYF beats the other by $392.20/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DVY + SYF for your $10,000?

DVY: 50%SYF: 50%

100% SYF50/50100% DVY

Portfolio after 10yr

$26.6K

Annual income

$668.49/yr

Blended yield

2.52%

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Analyst Conviction Gap

Where Wall Street is most bullish on SYF right now

DVY

No analyst data

Altman Z

307.5

Piotroski

1/9

SYF

Analyst Ratings

Buy

Hold

Strong

Consensus: Buy

Price Target

$90.08

+80.2% upside vs current

Range: $81.00 — $100.00

Altman Z

0.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DVY buys

SYF buys

No recent congressional trades found for DVY or SYF in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricDVYSYF

Forward yield	3.50%	4.00% ✓
Annual dividend / share	$5.25 ✓	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$25.1K	$28.0K ✓
Annual income after 10y	$437.78	$899.19 ✓
Total dividends collected	$4.0K	$6.4K ✓
Payment frequency	quarterly	quarterly
Sector	ETF	Financials

Year-by-year: DVY vs SYF ($10,000, DRIP)

Year	DVY Portfolio	DVY Income/yr	SYF Portfolio	SYF Income/yr	Gap
1← crossover	$11,050	$349.62	$11,120	$420.00	$70.00 → SYF
2	$12,184	$361.04	$12,357	$458.31	$173.00 → SYF
3	$13,409	$372.07	$13,721	$499.76	$312.00 → SYF
4	$14,730	$382.68	$15,227	$544.58	$497.00 → SYF
5	$16,154	$392.89	$16,885	$593.02	$731.00 → SYF
6	$17,688	$402.69	$18,713	$645.34	$1.0K → SYF
7	$19,338	$412.07	$20,724	$701.81	$1.4K → SYF
8	$21,113	$421.04	$22,938	$762.73	$1.8K → SYF
9	$23,020	$429.61	$25,372	$828.41	$2.4K → SYF
10	$25,070	$437.78	$28,047	$899.19	$3.0K → SYF

DVY vs SYF: Complete Analysis 2026

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

SYF — Financials

SYF is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SYF shares.

Full SYF Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.