Is DWIN or XYLD a better dividend investment in 2026?

DWIN currently yields 59.99% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: DWIN offers higher current income.

What is the dividend yield difference between DWIN and XYLD?

DWIN has a forward dividend yield of 59.99% ($5.04/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 49.01 percentage points.

Home › Compare › DWIN vs XYLD

DWIN vs XYLD: Dividend Comparison 2026

DWIN yields 59.99% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DWIN wins by $6.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

DWIN

● Live price

59.99%

Share price

$8.40

Annual div

$5.04

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.9K

Annual income

$9.49

Full DWIN calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — DWIN vs XYLD

📍 DWIN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	DWIN	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, DWIN + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

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DWIN pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DWIN

Annual income on $10K today (after 15% tax)

$5,098.99/yr

After 10yr DRIP, annual income (after tax)

$8.07/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,728.10/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of DWIN + XYLD for your $10,000?

DWIN: 50%XYLD: 50%

100% XYLD50/50100% DWIN

Portfolio after 10yr

$28.6K

Annual income

$1,614.25/yr

Blended yield

5.65%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DWIN buys

XYLD buys

No recent congressional trades found for DWIN or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricDWINXYLD

Forward yield	59.99% ✓	10.98%
Annual dividend / share	$5.04 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$31.9K ✓	$25.3K
Annual income after 10y	$9.49	$3,219.02 ✓
Total dividends collected	$7.2K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: DWIN vs XYLD ($10,000, DRIP)

Year	DWIN Portfolio	DWIN Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$13,699	$2,999.40	$10,818	$1,098.39	+$2.9K → DWIN
2	$16,578	$1,920.10	$11,738	$1,222.51	+$4.8K → DWIN
3	$18,825	$1,085.80	$12,774	$1,364.64	+$6.1K → DWIN
4	$20,719	$576.13	$13,944	$1,527.86	+$6.8K → DWIN
5	$22,465	$296.31	$15,270	$1,715.87	+$7.2K → DWIN
6	$24,188	$150.13	$16,775	$1,933.09	+$7.4K → DWIN
7	$25,957	$75.54	$18,490	$2,184.87	+$7.5K → DWIN
8	$27,811	$37.88	$20,450	$2,477.63	+$7.4K → DWIN
9	$29,777	$18.96	$22,697	$2,819.19	+$7.1K → DWIN
10	$31,871	$9.49	$25,280	$3,219.02	+$6.6K → DWIN

DWIN vs XYLD: Complete Analysis 2026

DWIN — Stock

Delwinds Insurance Acquisition Corp. does not have significant operations. It focuses on effecting a merger, capital stock exchange, asset acquisition, stock purchase, reorganization, or similar business combination with one or more businesses in the insurance and insurtech sectors. The company was incorporated in 2020 and is based in Houston, Texas.

Full DWIN Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.