Is DYY or XYLD a better dividend investment in 2026?

DYY currently yields 93.68% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: DYY offers higher current income.

What is the dividend yield difference between DYY and XYLD?

DYY has a forward dividend yield of 93.68% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 82.70 percentage points.

Home › Compare › DYY vs XYLD

DYY vs XYLD: Dividend Comparison 2026

DYY yields 93.68% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DYY wins by $2.97M in total portfolio value

INVESTMENT

TIME HORIZON10 years

DYY

● Live price

93.68%

Share price

$2.14

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$3.00M

Annual income

$967,073.98

Full DYY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — DYY vs XYLD

📍 DYY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	DYY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, DYY + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

DYY pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DYY

Annual income on $10K today (after 15% tax)

$7,962.53/yr

After 10yr DRIP, annual income (after tax)

$822,012.88/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, DYY beats the other by $819,276.72/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of DYY + XYLD for your $10,000?

DYY: 50%XYLD: 50%

100% XYLD50/50100% DYY

Portfolio after 10yr

$1.51M

Annual income

$485,146.50/yr

Blended yield

32.10%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DYY buys

XYLD buys

No recent congressional trades found for DYY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricDYYXYLD

Forward yield	93.68% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$3.00M	$25.3K ✓
Annual income after 10y	$967,073.98 ✓	$3,219.02
Total dividends collected	$2.66M	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: DYY vs XYLD ($10,000, DRIP)

Year	DYY Portfolio	DYY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$20,068	$9,367.68	$10,818	$1,098.39	+$9.3K → DYY
2	$39,041	$17,568.94	$11,738	$1,222.51	+$27.3K → DYY
3	$73,718	$31,944.01	$12,774	$1,364.64	+$60.9K → DYY
4	$135,250	$56,371.02	$13,944	$1,527.86	+$121.3K → DYY
5	$241,374	$96,656.91	$15,270	$1,715.87	+$226.1K → DYY
6	$419,484	$161,214.32	$16,775	$1,933.09	+$402.7K → DYY
7	$710,694	$261,845.61	$18,490	$2,184.87	+$692.2K → DYY
8	$1,175,042	$414,599.04	$20,450	$2,477.63	+$1.15M → DYY
9	$1,897,936	$640,641.59	$22,697	$2,819.19	+$1.88M → DYY
10	$2,997,866	$967,073.98	$25,280	$3,219.02	+$2.97M → DYY

DYY vs XYLD: Complete Analysis 2026

DYY — Stock

The investment seeks to replicate, net of expenses, twice the daily performance of the Deutsche Bank Liquid Commodity Index - Optimum Yield. The index is intended to reflect changes in the market value of certain commodity futures contracts based on crude oil, heating oil, corn, wheat, gold and aluminum. The T-Bill Index is intended to approximate the returns from investing in 3-month United States Treasury bills on a rolling basis.

Full DYY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.