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EARRX vs SCHD: Dividend Comparison 2026

EARRX yields 3.40% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $4.1K in total portfolio value
10 years
EARRX
EARRX
● Live price
3.40%
Share price
$10.04
Annual div
$0.34
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.9K
Annual income
$422.45
Full EARRX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — EARRX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEARRXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, EARRX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EARRX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EARRX
Annual income on $10K today (after 15% tax)
$288.61/yr
After 10yr DRIP, annual income (after tax)
$359.08/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $2.98/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EARRX + SCHD for your $10,000?

EARRX: 50%SCHD: 50%
100% SCHD50/50100% EARRX
Portfolio after 10yr
$27.0K
Annual income
$424.19/yr
Blended yield
1.57%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EARRX buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEARRXSCHD
Forward yield3.40%3.46%
Annual dividend / share$0.34$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.9K$29.0K
Annual income after 10y$422.45$425.95
Total dividends collected$3.8K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: EARRX vs SCHD ($10,000, DRIP)

YearEARRX PortfolioEARRX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,040$339.54$11,226$346.36$186.00SCHD
2$12,163$350.32$12,572$357.38$409.00SCHD
3$13,375$360.71$14,046$367.84$671.00SCHD
4$14,682$370.70$15,660$377.73$978.00SCHD
5$16,090$380.31$17,425$387.07$1.3KSCHD
6$17,605$389.51$19,354$395.86$1.7KSCHD
7$19,236$398.33$21,461$404.13$2.2KSCHD
8$20,989$406.75$23,762$411.89$2.8KSCHD
9$22,873$414.79$26,272$419.15$3.4KSCHD
10$24,897$422.45$29,010$425.95$4.1KSCHD

EARRX vs SCHD: Complete Analysis 2026

EARRXStock

The fund invests at least 80% of its net assets (plus any borrowings for investment purposes) in "inflation protected" instruments, which include (i) inflation-indexed debt obligations of varying maturities issued by the United States and non-U.S. governments, their agencies or instrumentalities, corporations and other issuers and (ii) other fixed or floating-rate debt obligations (including junior and senior loans) with respect to which the fund enters into agreements to swap nominal interest payments for payments based on changes in the U.S. Consumer Price Index ("CPI") or other measures of inflation. It is non-diversified.

Full EARRX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.